Wall Street RegretsThe regret calculator.

What if you'd held HDB?

A $1,000 investment in HDFC Bank Limited (HDB) at the month-end close of 2001-07 would be worth $38,664 at the close of 2026-08 — +3766.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,364.

$1,000 since 2001$38,664Total return+3766.4%Multiple38.7×CAGR+15.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$38,664Gain+$37,664 (+3766.4%)Multiple38.7×CAGR+15.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2001$38,6642002$38,9242003$41,6552004$18,1652005$12,1262006$10,7372007$7,1992008$4,1362009$7,5152010$4,1012011$3,1732012$4,0082013$2,5662014$3,0102015$2,0272016$1,6602017$1,6742018$9932019$9702020$7872021$6902022$7612023$7082024$7072025$7342026$634

    Every year, $1,000 from 2001

    YearValue of $1,000Year return
    2001$1,000
    2002$934-6.6%
    2003$2,143+129.3%
    2004$3,210+49.8%
    2005$3,625+12.9%
    2006$5,407+49.1%
    2007$9,410+74.0%
    2008$5,180-45.0%
    2009$9,492+83.3%
    2010$12,266+29.2%
    2011$9,713-20.8%
    2012$15,170+56.2%
    2013$12,933-14.7%
    2014$19,203+48.5%
    2015$23,455+22.1%
    2016$23,254-0.9%
    2017$39,192+68.5%
    2018$40,148+2.4%
    2019$49,466+23.2%
    2020$56,405+14.0%
    2021$51,166-9.3%
    2022$54,973+7.4%
    2023$55,062+0.2%
    2024$53,003-3.7%
    2025$61,412+15.9%
    2026$38,924-36.6%

    Best and worst month-end to buy

    The best single month-end close to have bought HDB was 2002-11 ($0.51): $1,000 then is $45,771 today. The worst was 2025-07 ($38.00): $1,000 then is $609.

    FAQ

    What would $1,000 in HDB be worth today?

    A $1,000 investment in HDFC Bank Limited (HDB) at the start of 2001 would be worth about $38,664 today, a total return of +3766.4%. Dividends are reinvested in these figures.

    What were the best and worst years for HDB?

    HDFC Bank Limited (HDB)'s strongest calendar year since 2001 was 2003, a +129.3% return — $1,000 held through that year became about $2,293 by year-end. Its weakest year was 2008, at -45.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HDB have grown?

    Investing $100 at the end of every month since 2001-07 would have grown to about $206,205 on $30,200 invested.

    Did HDB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,364. HDB beat the S&P 500 by +507.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    HDFC Bank Limited (HDB) historical total-return data from 2001-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.