Wall Street RegretsThe regret calculator.

What if you'd held HIPS?

A $1,000 investment in GraniteShares HIPS US High Income ETF (HIPS) at the month-end close of 2015-01 would be worth $1,609 at the close of 2026-08 — +60.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,864.

$1,000 since 2015$1,609Total return+60.9%Multiple1.6×CAGR+4.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,609Gain+$609 (+60.9%)Multiple1.6×CAGR+4.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$1,6092016$1,9682017$1,6132018$1,5162019$1,6702020$1,3512021$1,5302022$1,2472023$1,4402024$1,2392025$1,0892026$1,079

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,220+22.0%
    2017$1,298+6.4%
    2018$1,178-9.2%
    2019$1,457+23.6%
    2020$1,287-11.7%
    2021$1,578+22.7%
    2022$1,367-13.4%
    2023$1,588+16.2%
    2024$1,807+13.7%
    2025$1,825+1.0%
    2026$1,968+7.9%

    Best and worst month-end to buy

    The best single month-end close to have bought HIPS was 2020-03 ($5.05): $1,000 then is $2,339 today. The worst was 2026-08 ($11.81): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HIPS be worth today?

    A $1,000 investment in GraniteShares HIPS US High Income ETF (HIPS) at the start of 2015 would be worth about $1,609 today, a total return of +60.9%. Dividends are reinvested in these figures.

    What were the best and worst years for HIPS?

    GraniteShares HIPS US High Income ETF (HIPS)'s strongest calendar year since 2015 was 2019, a +23.6% return — $1,000 held through that year became about $1,236 by year-end. Its weakest year was 2022, at -13.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HIPS have grown?

    Investing $100 at the end of every month since 2015-01 would have grown to about $20,160 on $14,000 invested.

    Did HIPS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,864. HIPS trailed the S&P 500 by +58.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    GraniteShares HIPS US High Income ETF (HIPS) historical total-return data from 2015-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.