Wall Street RegretsThe regret calculator.

What if you'd held HRTG?

A $1,000 investment in Heritage Insurance Holdings, Inc. (HRTG) at the month-end close of 2014-05 would be worth $3,106 at the close of 2026-08 — +210.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,007.

$1,000 since 2014$3,106Total return+210.6%Multiple3.1×CAGR+9.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,106Gain+$2,106 (+210.6%)Multiple3.1×CAGR+9.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$3,1062015$1,9862016$1,7642017$2,4192018$2,0692019$2,4932020$2,7252021$3,4862022$5,8172023$18,5172024$5,1122025$2,7552026$1,139

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$1,126+12.6%
    2016$821-27.1%
    2017$960+16.9%
    2018$797-17.0%
    2019$729-8.5%
    2020$570-21.8%
    2021$341-40.1%
    2022$107-68.6%
    2023$389+262.2%
    2024$721+85.6%
    2025$1,744+141.8%
    2026$1,986+13.9%

    Best and worst month-end to buy

    The best single month-end close to have bought HRTG was 2022-10 ($1.50): $1,000 then is $22,220 today. The worst was 2026-08 ($33.33): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HRTG be worth today?

    A $1,000 investment in Heritage Insurance Holdings, Inc. (HRTG) at the start of 2014 would be worth about $3,106 today, a total return of +210.6%. Dividends are reinvested in these figures.

    What were the best and worst years for HRTG?

    Heritage Insurance Holdings, Inc. (HRTG)'s strongest calendar year since 2014 was 2023, a +262.2% return — $1,000 held through that year became about $3,622 by year-end. Its weakest year was 2022, at -68.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HRTG have grown?

    Investing $100 at the end of every month since 2014-05 would have grown to about $57,611 on $14,800 invested.

    Did HRTG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,007. HRTG trailed the S&P 500 by +22.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Heritage Insurance Holdings, Inc. (HRTG) historical total-return data from 2014-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.