Wall Street RegretsThe regret calculator.

What if you'd held HTT?

A $1,000 investment in High Templar Tech Limited American depositary shares, each representing one Class A (HTT) at the month-end close of 2017-10 would be worth $100 at the close of 2026-08 — -90.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,993.

$1,000 since 2017$100Total return-90.0%Multiple0.10×CAGR-22.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$100Gain+$-900 (-90.0%)Multiple0.1×CAGR-22.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$1002018$1992019$5832020$5312021$1,8122022$2,5802023$2,6232024$1,2252025$8872026$704

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$342-65.8%
    2019$376+9.8%
    2020$110-70.7%
    2021$77.27-29.8%
    2022$76.00-1.7%
    2023$163+114.1%
    2024$225+38.2%
    2025$283+25.9%
    2026$199-29.6%

    Best and worst month-end to buy

    The best single month-end close to have bought HTT was 2022-11 ($0.72): $1,000 then is $3,463 today. The worst was 2017-10 ($24.90): $1,000 then is $100.

    FAQ

    What would $1,000 in HTT be worth today?

    A $1,000 investment in High Templar Tech Limited American depositary shares, each representing one Class A (HTT) at the start of 2017 would be worth about $100 today, a total return of -90.0%. Dividends are reinvested in these figures.

    What were the best and worst years for HTT?

    High Templar Tech Limited American depositary shares, each representing one Class A (HTT)'s strongest calendar year since 2017 was 2023, a +114.1% return — $1,000 held through that year became about $2,141 by year-end. Its weakest year was 2020, at -70.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HTT have grown?

    Investing $100 at the end of every month since 2017-10 would have grown to about $12,692 on $10,700 invested.

    Did HTT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,993. HTT trailed the S&P 500 by +96.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    High Templar Tech Limited American depositary shares, each representing one Class A (HTT) historical total-return data from 2017-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.