What if you'd held HYD?
A $1,000 investment in VanEck High Yield Muni ETF (HYD) at the month-end close of 2009-02 would be worth $2,440 at the close of 2026-08 — +144.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $10,486.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2009
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2009 | $1,000 | — |
| 2010 | $1,003 | +0.3% |
| 2011 | $1,113 | +11.0% |
| 2012 | $1,291 | +16.0% |
| 2013 | $1,178 | -8.7% |
| 2014 | $1,353 | +14.9% |
| 2015 | $1,422 | +5.1% |
| 2016 | $1,428 | +0.4% |
| 2017 | $1,568 | +9.8% |
| 2018 | $1,780 | +13.6% |
| 2019 | $1,946 | +9.3% |
| 2020 | $1,950 | +0.2% |
| 2021 | $2,048 | +5.0% |
| 2022 | $1,721 | -16.0% |
| 2023 | $1,834 | +6.5% |
| 2024 | $1,932 | +5.3% |
| 2025 | $1,986 | +2.8% |
| 2026 | $1,996 | +0.5% |
Best and worst month-end to buy
The best single month-end close to have bought HYD was 2009-02 ($20.60): $1,000 then is $2,440 today. The worst was 2021-07 ($51.87): $1,000 then is $969.
FAQ
What would $1,000 in HYD be worth today?
A $1,000 investment in VanEck High Yield Muni ETF (HYD) at the start of 2009 would be worth about $2,440 today, a total return of +144.0%. Dividends are reinvested in these figures.
What were the best and worst years for HYD?
VanEck High Yield Muni ETF (HYD)'s strongest calendar year since 2009 was 2012, a +16.0% return — $1,000 held through that year became about $1,160 by year-end. Its weakest year was 2022, at -16.0%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in HYD have grown?
Investing $100 at the end of every month since 2009-02 would have grown to about $28,895 on $21,100 invested.
Did HYD beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $10,486. HYD trailed the S&P 500 by +76.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
VanEck High Yield Muni ETF (HYD) historical total-return data from 2009-02 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.