Wall Street RegretsThe regret calculator.

What if you'd held HYEM?

A $1,000 investment in VanEck Emerging Markets High Yield Bond ETF (HYEM) at the month-end close of 2012-05 would be worth $1,959 at the close of 2026-08 — +95.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,882.

$1,000 since 2012$1,959Total return+95.9%Multiple2.0×CAGR+4.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,959Gain+$959 (+95.9%)Multiple2.0×CAGR+4.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$1,9592013$1,6972014$1,7232015$1,7662016$1,7062017$1,4882018$1,3782019$1,4262020$1,2642021$1,1832022$1,1992023$1,3842024$1,2772025$1,1392026$1,042

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$985-1.5%
    2014$961-2.4%
    2015$995+3.5%
    2016$1,141+14.6%
    2017$1,231+7.9%
    2018$1,190-3.4%
    2019$1,342+12.8%
    2020$1,434+6.9%
    2021$1,416-1.3%
    2022$1,226-13.4%
    2023$1,329+8.4%
    2024$1,490+12.2%
    2025$1,628+9.3%
    2026$1,697+4.2%

    Best and worst month-end to buy

    The best single month-end close to have bought HYEM was 2012-05 ($10.23): $1,000 then is $1,959 today. The worst was 2026-07 ($20.04): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HYEM be worth today?

    A $1,000 investment in VanEck Emerging Markets High Yield Bond ETF (HYEM) at the start of 2012 would be worth about $1,959 today, a total return of +95.9%. Dividends are reinvested in these figures.

    What were the best and worst years for HYEM?

    VanEck Emerging Markets High Yield Bond ETF (HYEM)'s strongest calendar year since 2012 was 2016, a +14.6% return — $1,000 held through that year became about $1,146 by year-end. Its weakest year was 2022, at -13.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HYEM have grown?

    Investing $100 at the end of every month since 2012-05 would have grown to about $24,189 on $17,200 invested.

    Did HYEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,882. HYEM trailed the S&P 500 by +66.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Emerging Markets High Yield Bond ETF (HYEM) historical total-return data from 2012-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.