Wall Street RegretsThe regret calculator.

What if you'd held HYLB?

A $1,000 investment in Xtrackers USD High Yield Corporate Bond ETF (HYLB) at the month-end close of 2016-12 would be worth $1,553 at the close of 2026-08 — +55.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,443.

$1,000 since 2016$1,553Total return+55.3%Multiple1.6×CAGR+4.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,553Gain+$553 (+55.3%)Multiple1.6×CAGR+4.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$1,5532017$1,5532018$1,4662019$1,4922020$1,3082021$1,2452022$1,2052023$1,3512024$1,2062025$1,1152026$1,025

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,060+6.0%
    2018$1,041-1.8%
    2019$1,187+14.0%
    2020$1,247+5.1%
    2021$1,289+3.4%
    2022$1,150-10.8%
    2023$1,288+12.0%
    2024$1,393+8.1%
    2025$1,515+8.7%
    2026$1,553+2.5%

    Best and worst month-end to buy

    The best single month-end close to have bought HYLB was 2016-12 ($23.41): $1,000 then is $1,553 today. The worst was 2026-08 ($36.36): $1,000 then is $1,000.

    FAQ

    What would $1,000 in HYLB be worth today?

    A $1,000 investment in Xtrackers USD High Yield Corporate Bond ETF (HYLB) at the start of 2016 would be worth about $1,553 today, a total return of +55.3%. Dividends are reinvested in these figures.

    What were the best and worst years for HYLB?

    Xtrackers USD High Yield Corporate Bond ETF (HYLB)'s strongest calendar year since 2016 was 2019, a +14.0% return — $1,000 held through that year became about $1,140 by year-end. Its weakest year was 2022, at -10.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HYLB have grown?

    Investing $100 at the end of every month since 2016-12 would have grown to about $15,018 on $11,700 invested.

    Did HYLB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,443. HYLB trailed the S&P 500 by +54.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Xtrackers USD High Yield Corporate Bond ETF (HYLB) historical total-return data from 2016-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.