Wall Street RegretsThe regret calculator.

What if you'd held IAUM?

A $1,000 investment in iShares Gold Trust Micro Shares (IAUM) at the month-end close of 2021-07 would be worth $2,479 at the close of 2026-08 — +147.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $1,754.

$1,000 since 2021$2,479Total return+147.9%Multiple2.5×CAGR+19.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,479Gain+$1,479 (+147.9%)Multiple2.5×CAGR+19.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2021$2,4792022$2,4572023$2,4702024$2,1832025$1,7182026$1,046

    Every year, $1,000 from 2021

    YearValue of $1,000Year return
    2021$1,000
    2022$995-0.5%
    2023$1,126+13.1%
    2024$1,430+27.0%
    2025$2,349+64.3%
    2026$2,457+4.6%

    Best and worst month-end to buy

    The best single month-end close to have bought IAUM was 2022-10 ($16.30): $1,000 then is $2,759 today. The worst was 2026-02 ($52.47): $1,000 then is $857.

    FAQ

    What would $1,000 in IAUM be worth today?

    A $1,000 investment in iShares Gold Trust Micro Shares (IAUM) at the start of 2021 would be worth about $2,479 today, a total return of +147.9%. Dividends are reinvested in these figures.

    What were the best and worst years for IAUM?

    iShares Gold Trust Micro Shares (IAUM)'s strongest calendar year since 2021 was 2025, a +64.3% return — $1,000 held through that year became about $1,643 by year-end. Its weakest year was 2022, at -0.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IAUM have grown?

    Investing $100 at the end of every month since 2021-07 would have grown to about $11,939 on $6,200 invested.

    Did IAUM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $1,754. IAUM beat the S&P 500 by +41.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Gold Trust Micro Shares (IAUM) historical total-return data from 2021-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.