Wall Street RegretsThe regret calculator.

What if you'd held IBDS?

A $1,000 investment in iShares iBonds Dec 2027 Term Corporate ETF (IBDS) at the month-end close of 2017-09 would be worth $1,325 at the close of 2026-08 — +32.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,059.

$1,000 since 2017$1,325Total return+32.5%Multiple1.3×CAGR+3.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,325Gain+$325 (+32.5%)Multiple1.3×CAGR+3.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$1,3252018$1,3072019$1,3442020$1,1682021$1,0722022$1,0892023$1,1992024$1,1272025$1,0772026$1,017

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$972-2.8%
    2019$1,119+15.1%
    2020$1,219+8.9%
    2021$1,201-1.6%
    2022$1,090-9.2%
    2023$1,160+6.4%
    2024$1,214+4.6%
    2025$1,285+5.9%
    2026$1,307+1.7%

    Best and worst month-end to buy

    The best single month-end close to have bought IBDS was 2018-04 ($17.65): $1,000 then is $1,370 today. The worst was 2026-07 ($24.19): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IBDS be worth today?

    A $1,000 investment in iShares iBonds Dec 2027 Term Corporate ETF (IBDS) at the start of 2017 would be worth about $1,325 today, a total return of +32.5%. Dividends are reinvested in these figures.

    What were the best and worst years for IBDS?

    iShares iBonds Dec 2027 Term Corporate ETF (IBDS)'s strongest calendar year since 2017 was 2019, a +15.1% return — $1,000 held through that year became about $1,151 by year-end. Its weakest year was 2022, at -9.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IBDS have grown?

    Investing $100 at the end of every month since 2017-09 would have grown to about $12,470 on $10,800 invested.

    Did IBDS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,059. IBDS trailed the S&P 500 by +56.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares iBonds Dec 2027 Term Corporate ETF (IBDS) historical total-return data from 2017-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.