Wall Street RegretsThe regret calculator.

What if you'd held IBTK?

A $1,000 investment in iShares iBonds Dec 2030 Term Treasury ETF (IBTK) at the month-end close of 2020-07 would be worth $903 at the close of 2026-08 — -9.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,356.

$1,000 since 2020$903Total return-9.7%Multiple0.90×CAGR-1.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$903Gain+$-97.49 (-9.7%)Multiple0.9×CAGR-1.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$9032021$9262022$9622023$1,1282024$1,0852025$1,0722026$1,001

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$962-3.8%
    2022$821-14.7%
    2023$854+4.0%
    2024$864+1.2%
    2025$925+7.1%
    2026$926+0.1%

    Best and worst month-end to buy

    The best single month-end close to have bought IBTK was 2023-10 ($16.74): $1,000 then is $1,161 today. The worst was 2020-07 ($21.54): $1,000 then is $903.

    FAQ

    What would $1,000 in IBTK be worth today?

    A $1,000 investment in iShares iBonds Dec 2030 Term Treasury ETF (IBTK) at the start of 2020 would be worth about $903 today, a total return of -9.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IBTK?

    iShares iBonds Dec 2030 Term Treasury ETF (IBTK)'s strongest calendar year since 2020 was 2025, a +7.1% return — $1,000 held through that year became about $1,071 by year-end. Its weakest year was 2022, at -14.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IBTK have grown?

    Investing $100 at the end of every month since 2020-07 would have grown to about $7,653 on $7,400 invested.

    Did IBTK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,356. IBTK trailed the S&P 500 by +61.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares iBonds Dec 2030 Term Treasury ETF (IBTK) historical total-return data from 2020-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.