Wall Street RegretsThe regret calculator.

What if you'd held IEFA?

A $1,000 investment in iShares Core MSCI EAFE ETF (IEFA) at the month-end close of 2012-10 would be worth $3,141 at the close of 2026-08 — +214.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,458.

$1,000 since 2012$3,141Total return+214.1%Multiple3.1×CAGR+8.6%

Your scenario

Daily precision available for this ticker.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,141Gain+$2,141 (+214.1%)Multiple3.1×CAGR+8.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$3,1412013$2,9402014$2,4012015$2,5632016$2,5452017$2,5052018$1,9792019$2,3052020$1,8802021$1,7372022$1,5562023$1,8362024$1,5572025$1,5082026$1,141

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,224+22.4%
    2014$1,147-6.3%
    2015$1,155+0.7%
    2016$1,174+1.6%
    2017$1,486+26.6%
    2018$1,275-14.1%
    2019$1,564+22.6%
    2020$1,692+8.2%
    2021$1,889+11.6%
    2022$1,601-15.2%
    2023$1,889+18.0%
    2024$1,950+3.3%
    2025$2,576+32.1%
    2026$2,940+14.1%

    Best and worst month-end to buy

    The best single month-end close to have bought IEFA was 2012-10 ($31.98): $1,000 then is $3,141 today. The worst was 2026-08 ($100): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IEFA be worth today?

    A $1,000 investment in iShares Core MSCI EAFE ETF (IEFA) at the start of 2012 would be worth about $3,141 today, a total return of +214.1%. Dividends are reinvested in these figures.

    What were the best and worst years for IEFA?

    iShares Core MSCI EAFE ETF (IEFA)'s strongest calendar year since 2012 was 2025, a +32.1% return — $1,000 held through that year became about $1,321 by year-end. Its weakest year was 2022, at -15.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IEFA have grown?

    Investing $100 at the end of every month since 2012-10 would have grown to about $33,340 on $16,700 invested.

    Did IEFA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,458. IEFA trailed the S&P 500 by +42.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Core MSCI EAFE ETF (IEFA) historical total-return data from 2012-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.