Wall Street RegretsThe regret calculator.

What if you'd held IEMG?

A $1,000 investment in iShares Core MSCI Emerging Markets ETF (IEMG) at the month-end close of 2012-10 would be worth $2,363 at the close of 2026-08 — +136.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,458.

$1,000 since 2012$2,363Total return+136.3%Multiple2.4×CAGR+6.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,363Gain+$1,363 (+136.3%)Multiple2.4×CAGR+6.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$2,3632013$2,1792014$2,2412015$2,3202016$2,7072017$2,4552018$1,7872019$2,1002020$1,7832021$1,5122022$1,5222023$1,9022024$1,7062025$1,6022026$1,208

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$972-2.8%
    2014$939-3.4%
    2015$805-14.3%
    2016$888+10.3%
    2017$1,219+37.4%
    2018$1,037-14.9%
    2019$1,222+17.8%
    2020$1,441+17.9%
    2021$1,431-0.6%
    2022$1,145-20.0%
    2023$1,277+11.5%
    2024$1,360+6.5%
    2025$1,803+32.6%
    2026$2,179+20.8%

    Best and worst month-end to buy

    The best single month-end close to have bought IEMG was 2016-02 ($27.94): $1,000 then is $2,884 today. The worst was 2026-06 ($82.84): $1,000 then is $973.

    FAQ

    What would $1,000 in IEMG be worth today?

    A $1,000 investment in iShares Core MSCI Emerging Markets ETF (IEMG) at the start of 2012 would be worth about $2,363 today, a total return of +136.3%. Dividends are reinvested in these figures.

    What were the best and worst years for IEMG?

    iShares Core MSCI Emerging Markets ETF (IEMG)'s strongest calendar year since 2012 was 2017, a +37.4% return — $1,000 held through that year became about $1,374 by year-end. Its weakest year was 2022, at -20.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IEMG have grown?

    Investing $100 at the end of every month since 2012-10 would have grown to about $31,906 on $16,700 invested.

    Did IEMG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,458. IEMG trailed the S&P 500 by +56.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Core MSCI Emerging Markets ETF (IEMG) historical total-return data from 2012-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.