Wall Street RegretsThe regret calculator.

What if you'd held IJR?

A $1,000 investment in iShares Core S&P Small-Cap ETF (IJR) at the month-end close of 2000-05 would be worth $12,316 at the close of 2026-08 — +1131.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,426.

$1,000 since 2000$12,316Total return+1131.6%Multiple12.3×CAGR+10.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$12,316Gain+$11,316 (+1131.6%)Multiple12.3×CAGR+10.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$12,3162001$11,1982002$10,5212003$12,2762004$8,8632005$7,2402006$6,7332007$5,8512008$5,8792009$8,5852010$6,8202011$5,3872012$5,3422013$4,5942014$3,2502015$3,0712016$3,1362017$2,4772018$2,1892019$2,3932020$1,9492021$1,7512022$1,3832023$1,6512024$1,4222025$1,3092026$1,236

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$1,064+6.4%
    2002$912-14.3%
    2003$1,263+38.5%
    2004$1,547+22.4%
    2005$1,663+7.5%
    2006$1,914+15.1%
    2007$1,905-0.5%
    2008$1,304-31.5%
    2009$1,642+25.9%
    2010$2,079+26.6%
    2011$2,096+0.8%
    2012$2,438+16.3%
    2013$3,445+41.3%
    2014$3,646+5.8%
    2015$3,571-2.1%
    2016$4,520+26.6%
    2017$5,114+13.1%
    2018$4,679-8.5%
    2019$5,746+22.8%
    2020$6,394+11.3%
    2021$8,095+26.6%
    2022$6,783-16.2%
    2023$7,873+16.1%
    2024$8,552+8.6%
    2025$9,056+5.9%
    2026$11,198+23.6%

    Best and worst month-end to buy

    The best single month-end close to have bought IJR was 2003-02 ($11.27): $1,000 then is $13,125 today. The worst was 2026-06 ($148): $1,000 then is $997.

    FAQ

    What would $1,000 in IJR be worth today?

    A $1,000 investment in iShares Core S&P Small-Cap ETF (IJR) at the start of 2000 would be worth about $12,316 today, a total return of +1131.6%. Dividends are reinvested in these figures.

    What were the best and worst years for IJR?

    iShares Core S&P Small-Cap ETF (IJR)'s strongest calendar year since 2000 was 2013, a +41.3% return — $1,000 held through that year became about $1,413 by year-end. Its weakest year was 2008, at -31.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IJR have grown?

    Investing $100 at the end of every month since 2000-05 would have grown to about $155,566 on $31,600 invested.

    Did IJR beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,426. IJR beat the S&P 500 by +127.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares Core S&P Small-Cap ETF (IJR) historical total-return data from 2000-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.