What if you'd held INDB?
A $1,000 investment in Independent Bank Corp. (INDB) at the month-end close of 1986-05 would be worth $11,877 at the close of 2026-08 — +1087.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $31,162.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1986
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1986 | $1,000 | — |
| 1987 | $699 | -30.1% |
| 1988 | $735 | +5.0% |
| 1989 | $548 | -25.4% |
| 1990 | $215 | -60.8% |
| 1991 | $107 | -50.0% |
| 1992 | $242 | +124.9% |
| 1993 | $331 | +37.0% |
| 1994 | $381 | +15.0% |
| 1995 | $549 | +44.1% |
| 1996 | $805 | +46.7% |
| 1997 | $1,445 | +79.4% |
| 1998 | $1,397 | -3.3% |
| 1999 | $1,035 | -25.9% |
| 2000 | $1,071 | +3.5% |
| 2001 | $1,889 | +76.4% |
| 2002 | $2,047 | +8.3% |
| 2003 | $2,595 | +26.8% |
| 2004 | $3,152 | +21.5% |
| 2005 | $2,721 | -13.7% |
| 2006 | $3,504 | +28.8% |
| 2007 | $2,707 | -22.7% |
| 2008 | $2,673 | -1.3% |
| 2009 | $2,214 | -17.2% |
| 2010 | $2,955 | +33.5% |
| 2011 | $3,073 | +4.0% |
| 2012 | $3,356 | +9.2% |
| 2013 | $4,649 | +38.5% |
| 2014 | $5,214 | +12.2% |
| 2015 | $5,796 | +11.2% |
| 2016 | $8,975 | +54.8% |
| 2017 | $9,110 | +1.5% |
| 2018 | $9,356 | +2.7% |
| 2019 | $11,332 | +21.1% |
| 2020 | $10,241 | -9.6% |
| 2021 | $11,712 | +14.4% |
| 2022 | $12,444 | +6.3% |
| 2023 | $10,098 | -18.9% |
| 2024 | $10,259 | +1.6% |
| 2025 | $12,094 | +17.9% |
| 2026 | $14,017 | +15.9% |
Best and worst month-end to buy
The best single month-end close to have bought INDB was 1991-06 ($0.43): $1,000 then is $195,610 today. The worst was 2026-07 ($84.38): $1,000 then is $988.
FAQ
What would $1,000 in INDB be worth today?
A $1,000 investment in Independent Bank Corp. (INDB) at the start of 1986 would be worth about $11,877 today, a total return of +1087.7%. Dividends are reinvested in these figures.
What were the best and worst years for INDB?
Independent Bank Corp. (INDB)'s strongest calendar year since 1986 was 1992, a +124.9% return — $1,000 held through that year became about $2,249 by year-end. Its weakest year was 1990, at -60.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in INDB have grown?
Investing $100 at the end of every month since 1986-05 would have grown to about $691,034 on $48,400 invested.
Did INDB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $31,162. INDB trailed the S&P 500 by +61.9% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Independent Bank Corp. (INDB) historical total-return data from 1986-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.