What if you'd held ING?
A $1,000 investment in ING Group, N.V. (ING) at the month-end close of 1994-05 would be worth $13,394 at the close of 2026-08 — +1239.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $16,885.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1994
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1994 | $1,000 | — |
| 1995 | $1,502 | +50.2% |
| 1996 | $2,041 | +35.9% |
| 1997 | $2,474 | +21.2% |
| 1998 | $3,713 | +50.1% |
| 1999 | $3,727 | +0.4% |
| 2000 | $5,041 | +35.3% |
| 2001 | $3,304 | -34.5% |
| 2002 | $2,270 | -31.3% |
| 2003 | $3,362 | +48.1% |
| 2004 | $4,580 | +36.2% |
| 2005 | $5,539 | +20.9% |
| 2006 | $7,294 | +31.7% |
| 2007 | $6,696 | -8.2% |
| 2008 | $2,034 | -69.6% |
| 2009 | $1,799 | -11.6% |
| 2010 | $1,795 | -0.2% |
| 2011 | $1,314 | -26.8% |
| 2012 | $1,741 | +32.5% |
| 2013 | $2,570 | +47.6% |
| 2014 | $2,379 | -7.4% |
| 2015 | $2,529 | +6.3% |
| 2016 | $2,816 | +11.3% |
| 2017 | $3,843 | +36.5% |
| 2018 | $2,334 | -39.3% |
| 2019 | $2,816 | +20.6% |
| 2020 | $2,205 | -21.7% |
| 2021 | $3,427 | +55.4% |
| 2022 | $3,283 | -4.2% |
| 2023 | $4,331 | +31.9% |
| 2024 | $4,860 | +12.2% |
| 2025 | $9,150 | +88.3% |
| 2026 | $11,840 | +29.4% |
Best and worst month-end to buy
The best single month-end close to have bought ING was 2009-02 ($2.42): $1,000 then is $14,335 today. The worst was 2026-08 ($34.69): $1,000 then is $1,000.
FAQ
What would $1,000 in ING be worth today?
A $1,000 investment in ING Group, N.V. (ING) at the start of 1994 would be worth about $13,394 today, a total return of +1239.4%. Dividends are reinvested in these figures.
What were the best and worst years for ING?
ING Group, N.V. (ING)'s strongest calendar year since 1994 was 2025, a +88.3% return — $1,000 held through that year became about $1,883 by year-end. Its weakest year was 2008, at -69.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in ING have grown?
Investing $100 at the end of every month since 1994-05 would have grown to about $178,554 on $38,800 invested.
Did ING beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $16,885. ING trailed the S&P 500 by +20.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
ING Group, N.V. (ING) historical total-return data from 1994-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.