Wall Street RegretsThe regret calculator.

What if you'd held ISMD?

A $1,000 investment in Inspire Small/Mid Cap ETF (ISMD) at the month-end close of 2017-02 would be worth $2,497 at the close of 2026-08 — +149.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,261.

$1,000 since 2017$2,497Total return+149.7%Multiple2.5×CAGR+10.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,497Gain+$1,497 (+149.7%)Multiple2.5×CAGR+10.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$2,4972018$2,3032019$2,5882020$2,0772021$1,9332022$1,4942023$1,7262024$1,4792025$1,3502026$1,296

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$890-11.0%
    2019$1,109+24.6%
    2020$1,192+7.4%
    2021$1,542+29.4%
    2022$1,335-13.4%
    2023$1,558+16.7%
    2024$1,707+9.6%
    2025$1,777+4.1%
    2026$2,303+29.6%

    Best and worst month-end to buy

    The best single month-end close to have bought ISMD was 2020-03 ($16.42): $1,000 then is $3,023 today. The worst was 2026-06 ($50.00): $1,000 then is $993.

    FAQ

    What would $1,000 in ISMD be worth today?

    A $1,000 investment in Inspire Small/Mid Cap ETF (ISMD) at the start of 2017 would be worth about $2,497 today, a total return of +149.7%. Dividends are reinvested in these figures.

    What were the best and worst years for ISMD?

    Inspire Small/Mid Cap ETF (ISMD)'s strongest calendar year since 2017 was 2026, a +29.6% return — $1,000 held through that year became about $1,296 by year-end. Its weakest year was 2022, at -13.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in ISMD have grown?

    Investing $100 at the end of every month since 2017-02 would have grown to about $21,119 on $11,500 invested.

    Did ISMD beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,261. ISMD trailed the S&P 500 by +23.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Inspire Small/Mid Cap ETF (ISMD) historical total-return data from 2017-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.