Wall Street RegretsThe regret calculator.

What if you'd held IVAL?

A $1,000 investment in Alpha Architect International Quantitative Value ETF (IVAL) at the month-end close of 2014-12 would be worth $2,132 at the close of 2026-08 — +113.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,744.

$1,000 since 2014$2,132Total return+113.2%Multiple2.1×CAGR+6.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,132Gain+$1,132 (+113.2%)Multiple2.1×CAGR+6.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$2,1322015$2,1322016$2,2102017$2,0202018$1,5412019$1,9892020$1,6402021$1,7262022$1,7292023$1,9232024$1,5942025$1,6052026$1,190

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$965-3.5%
    2016$1,056+9.4%
    2017$1,383+31.0%
    2018$1,072-22.5%
    2019$1,300+21.3%
    2020$1,236-4.9%
    2021$1,233-0.2%
    2022$1,109-10.1%
    2023$1,337+20.6%
    2024$1,328-0.7%
    2025$1,792+34.9%
    2026$2,132+19.0%

    Best and worst month-end to buy

    The best single month-end close to have bought IVAL was 2016-02 ($15.24): $1,000 then is $2,417 today. The worst was 2026-07 ($36.93): $1,000 then is $998.

    FAQ

    What would $1,000 in IVAL be worth today?

    A $1,000 investment in Alpha Architect International Quantitative Value ETF (IVAL) at the start of 2014 would be worth about $2,132 today, a total return of +113.2%. Dividends are reinvested in these figures.

    What were the best and worst years for IVAL?

    Alpha Architect International Quantitative Value ETF (IVAL)'s strongest calendar year since 2014 was 2025, a +34.9% return — $1,000 held through that year became about $1,349 by year-end. Its weakest year was 2018, at -22.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IVAL have grown?

    Investing $100 at the end of every month since 2014-12 would have grown to about $24,621 on $14,100 invested.

    Did IVAL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,744. IVAL trailed the S&P 500 by +43.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Alpha Architect International Quantitative Value ETF (IVAL) historical total-return data from 2014-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.