Wall Street RegretsThe regret calculator.

What if you'd held IVLU?

A $1,000 investment in iShares MSCI Intl Value Factor ETF (IVLU) at the month-end close of 2015-07 would be worth $2,558 at the close of 2026-08 — +155.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,664.

$1,000 since 2015$2,558Total return+155.8%Multiple2.6×CAGR+8.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,558Gain+$1,558 (+155.8%)Multiple2.6×CAGR+8.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$2,5582016$2,8482017$2,7642018$2,2452019$2,6462020$2,2882021$2,3962022$2,0772023$2,2042024$1,8352025$1,7192026$1,177

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,030+3.0%
    2017$1,268+23.1%
    2018$1,076-15.1%
    2019$1,245+15.6%
    2020$1,189-4.5%
    2021$1,371+15.3%
    2022$1,292-5.8%
    2023$1,552+20.1%
    2024$1,657+6.8%
    2025$2,420+46.1%
    2026$2,848+17.7%

    Best and worst month-end to buy

    The best single month-end close to have bought IVLU was 2016-02 ($13.76): $1,000 then is $3,200 today. The worst was 2026-08 ($44.03): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IVLU be worth today?

    A $1,000 investment in iShares MSCI Intl Value Factor ETF (IVLU) at the start of 2015 would be worth about $2,558 today, a total return of +155.8%. Dividends are reinvested in these figures.

    What were the best and worst years for IVLU?

    iShares MSCI Intl Value Factor ETF (IVLU)'s strongest calendar year since 2015 was 2025, a +46.1% return — $1,000 held through that year became about $1,461 by year-end. Its weakest year was 2018, at -15.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IVLU have grown?

    Investing $100 at the end of every month since 2015-07 would have grown to about $29,442 on $13,400 invested.

    Did IVLU beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,664. IVLU trailed the S&P 500 by +30.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares MSCI Intl Value Factor ETF (IVLU) historical total-return data from 2015-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.