Wall Street RegretsThe regret calculator.

What if you'd held IVOO?

A $1,000 investment in Vanguard S&P Mid-Cap 400 ETF (IVOO) at the month-end close of 2010-09 would be worth $5,986 at the close of 2026-08 — +498.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,754.

$1,000 since 2010$5,986Total return+498.6%Multiple6.0×CAGR+11.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,986Gain+$4,986 (+498.6%)Multiple6.0×CAGR+11.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$5,9862011$5,2822012$5,4232013$4,6052014$3,4462015$3,1472016$3,2222017$2,6762018$2,2992019$2,5932020$2,0552021$1,8092022$1,4522023$1,6722024$1,4362025$1,2602026$1,172

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$974-2.6%
    2012$1,147+17.8%
    2013$1,533+33.6%
    2014$1,679+9.5%
    2015$1,640-2.3%
    2016$1,974+20.4%
    2017$2,297+16.4%
    2018$2,037-11.3%
    2019$2,570+26.2%
    2020$2,920+13.6%
    2021$3,638+24.6%
    2022$3,159-13.2%
    2023$3,679+16.5%
    2024$4,193+14.0%
    2025$4,506+7.5%
    2026$5,282+17.2%

    Best and worst month-end to buy

    The best single month-end close to have bought IVOO was 2011-09 ($21.56): $1,000 then is $6,044 today. The worst was 2026-06 ($130): $1,000 then is $999.

    FAQ

    What would $1,000 in IVOO be worth today?

    A $1,000 investment in Vanguard S&P Mid-Cap 400 ETF (IVOO) at the start of 2010 would be worth about $5,986 today, a total return of +498.6%. Dividends are reinvested in these figures.

    What were the best and worst years for IVOO?

    Vanguard S&P Mid-Cap 400 ETF (IVOO)'s strongest calendar year since 2010 was 2013, a +33.6% return — $1,000 held through that year became about $1,336 by year-end. Its weakest year was 2022, at -13.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IVOO have grown?

    Investing $100 at the end of every month since 2010-09 would have grown to about $51,044 on $19,200 invested.

    Did IVOO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,754. IVOO trailed the S&P 500 by +11.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard S&P Mid-Cap 400 ETF (IVOO) historical total-return data from 2010-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.