Wall Street RegretsThe regret calculator.

What if you'd held IYF?

A $1,000 investment in iShares U.S. Financial ETF (IYF) at the month-end close of 2000-05 would be worth $5,963 at the close of 2026-08 — +496.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,426.

$1,000 since 2000$5,963Total return+496.3%Multiple6.0×CAGR+7.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,963Gain+$4,963 (+496.3%)Multiple6.0×CAGR+7.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,9632001$4,9372002$5,2812003$6,1322004$4,6422005$4,1072006$3,8852007$3,2722008$3,9932009$8,0312010$6,8722011$6,1242012$7,0612013$5,6072014$4,1842015$3,6652016$3,6792017$3,1462018$2,6312019$2,9032020$2,2022021$2,2242022$1,6902023$1,9062024$1,6532025$1,2592026$1,065

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$935-6.5%
    2002$805-13.9%
    2003$1,063+32.1%
    2004$1,202+13.0%
    2005$1,271+5.7%
    2006$1,509+18.7%
    2007$1,236-18.1%
    2008$615-50.3%
    2009$718+16.9%
    2010$806+12.2%
    2011$699-13.3%
    2012$880+25.9%
    2013$1,180+34.0%
    2014$1,347+14.2%
    2015$1,342-0.4%
    2016$1,569+16.9%
    2017$1,876+19.6%
    2018$1,700-9.4%
    2019$2,242+31.8%
    2020$2,219-1.0%
    2021$2,921+31.6%
    2022$2,590-11.3%
    2023$2,986+15.3%
    2024$3,921+31.3%
    2025$4,636+18.2%
    2026$4,937+6.5%

    Best and worst month-end to buy

    The best single month-end close to have bought IYF was 2009-02 ($10.98): $1,000 then is $12,404 today. The worst was 2026-08 ($136): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IYF be worth today?

    A $1,000 investment in iShares U.S. Financial ETF (IYF) at the start of 2000 would be worth about $5,963 today, a total return of +496.3%. Dividends are reinvested in these figures.

    What were the best and worst years for IYF?

    iShares U.S. Financial ETF (IYF)'s strongest calendar year since 2000 was 2013, a +34.0% return — $1,000 held through that year became about $1,340 by year-end. Its weakest year was 2008, at -50.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYF have grown?

    Investing $100 at the end of every month since 2000-05 would have grown to about $125,517 on $31,600 invested.

    Did IYF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,426. IYF beat the S&P 500 by +9.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Financial ETF (IYF) historical total-return data from 2000-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.