Wall Street RegretsThe regret calculator.

What if you'd held IYG?

A $1,000 investment in iShares U.S. Financial Services ETF (IYG) at the month-end close of 2000-06 would be worth $5,583 at the close of 2026-08 — +458.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,299.

$1,000 since 2000$5,583Total return+458.3%Multiple5.6×CAGR+6.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5,583Gain+$4,583 (+458.3%)Multiple5.6×CAGR+6.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$5,5832001$4,4762002$4,7602003$5,4762004$4,0742005$3,6422006$3,5242007$2,9572008$3,7832009$7,9352010$6,8372011$6,3482012$7,9812013$6,0022014$4,2002015$3,7852016$3,8132017$3,1802018$2,5552019$2,9222020$2,1232021$2,1022022$1,6132023$1,9372024$1,6692025$1,2652026$1,055

    Every year, $1,000 from 2000

    YearValue of $1,000Year return
    2000$1,000
    2001$940-6.0%
    2002$817-13.1%
    2003$1,098+34.4%
    2004$1,229+11.9%
    2005$1,270+3.3%
    2006$1,514+19.2%
    2007$1,183-21.8%
    2008$564-52.3%
    2009$655+16.1%
    2010$705+7.7%
    2011$561-20.5%
    2012$746+33.0%
    2013$1,066+42.9%
    2014$1,183+11.0%
    2015$1,174-0.7%
    2016$1,407+19.9%
    2017$1,752+24.5%
    2018$1,532-12.6%
    2019$2,108+37.6%
    2020$2,129+1.0%
    2021$2,775+30.4%
    2022$2,310-16.8%
    2023$2,681+16.1%
    2024$3,538+31.9%
    2025$4,240+19.9%
    2026$4,476+5.5%

    Best and worst month-end to buy

    The best single month-end close to have bought IYG was 2009-02 ($7.67): $1,000 then is $12,622 today. The worst was 2026-08 ($96.81): $1,000 then is $1,000.

    FAQ

    What would $1,000 in IYG be worth today?

    A $1,000 investment in iShares U.S. Financial Services ETF (IYG) at the start of 2000 would be worth about $5,583 today, a total return of +458.3%. Dividends are reinvested in these figures.

    What were the best and worst years for IYG?

    iShares U.S. Financial Services ETF (IYG)'s strongest calendar year since 2000 was 2013, a +42.9% return — $1,000 held through that year became about $1,429 by year-end. Its weakest year was 2008, at -52.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYG have grown?

    Investing $100 at the end of every month since 2000-06 would have grown to about $122,454 on $31,500 invested.

    Did IYG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,299. IYG beat the S&P 500 by +5.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Financial Services ETF (IYG) historical total-return data from 2000-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.