Wall Street RegretsThe regret calculator.

What if you'd held IYT?

A $1,000 investment in iShares U.S. Transportation ETF (IYT) at the month-end close of 2004-01 would be worth $8,607 at the close of 2026-08 — +760.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,814.

$1,000 since 2004$8,607Total return+760.7%Multiple8.6×CAGR+10.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$8,607Gain+$7,607 (+760.7%)Multiple8.6×CAGR+10.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$8,6072005$6,4572006$5,8232007$5,3422008$5,3222009$6,7542010$5,6782011$4,4822012$4,5502013$4,2682014$3,0222015$2,4112016$2,9022017$2,3762018$1,9982019$2,2932020$1,9092021$1,6722022$1,3222023$1,6902024$1,3562025$1,3022026$1,168

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,109+10.9%
    2006$1,209+9.0%
    2007$1,213+0.4%
    2008$956-21.2%
    2009$1,137+19.0%
    2010$1,441+26.7%
    2011$1,419-1.5%
    2012$1,513+6.6%
    2013$2,136+41.2%
    2014$2,678+25.3%
    2015$2,225-16.9%
    2016$2,718+22.2%
    2017$3,232+18.9%
    2018$2,816-12.9%
    2019$3,383+20.1%
    2020$3,863+14.2%
    2021$4,883+26.4%
    2022$3,821-21.7%
    2023$4,762+24.6%
    2024$4,957+4.1%
    2025$5,526+11.5%
    2026$6,457+16.8%

    Best and worst month-end to buy

    The best single month-end close to have bought IYT was 2009-02 ($9.07): $1,000 then is $9,547 today. The worst was 2026-06 ($86.75): $1,000 then is $998.

    FAQ

    What would $1,000 in IYT be worth today?

    A $1,000 investment in iShares U.S. Transportation ETF (IYT) at the start of 2004 would be worth about $8,607 today, a total return of +760.7%. Dividends are reinvested in these figures.

    What were the best and worst years for IYT?

    iShares U.S. Transportation ETF (IYT)'s strongest calendar year since 2004 was 2013, a +41.2% return — $1,000 held through that year became about $1,412 by year-end. Its weakest year was 2022, at -21.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in IYT have grown?

    Investing $100 at the end of every month since 2004-01 would have grown to about $94,943 on $27,200 invested.

    Did IYT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,814. IYT beat the S&P 500 by +26.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares U.S. Transportation ETF (IYT) historical total-return data from 2004-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.