Wall Street RegretsThe regret calculator.

What if you'd held JANW?

A $1,000 investment in AllianzIM U.S. Large Cap Buffer20 Jan ETF (JANW) at the month-end close of 2021-01 would be worth $1,584 at the close of 2026-08 — +58.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,075.

$1,000 since 2021$1,584Total return+58.4%Multiple1.6×CAGR+8.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,584Gain+$584 (+58.4%)Multiple1.6×CAGR+8.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2021$1,5842022$1,4772023$1,4862024$1,2972025$1,1692026$1,062

    Every year, $1,000 from 2021

    YearValue of $1,000Year return
    2021$1,000
    2022$994-0.6%
    2023$1,139+14.6%
    2024$1,264+11.0%
    2025$1,391+10.1%
    2026$1,477+6.2%

    Best and worst month-end to buy

    The best single month-end close to have bought JANW was 2022-09 ($24.51): $1,000 then is $1,604 today. The worst was 2026-08 ($39.31): $1,000 then is $1,000.

    FAQ

    What would $1,000 in JANW be worth today?

    A $1,000 investment in AllianzIM U.S. Large Cap Buffer20 Jan ETF (JANW) at the start of 2021 would be worth about $1,584 today, a total return of +58.4%. Dividends are reinvested in these figures.

    What were the best and worst years for JANW?

    AllianzIM U.S. Large Cap Buffer20 Jan ETF (JANW)'s strongest calendar year since 2021 was 2023, a +14.6% return — $1,000 held through that year became about $1,146 by year-end. Its weakest year was 2022, at -0.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in JANW have grown?

    Investing $100 at the end of every month since 2021-01 would have grown to about $8,955 on $6,800 invested.

    Did JANW beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,075. JANW trailed the S&P 500 by +23.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    AllianzIM U.S. Large Cap Buffer20 Jan ETF (JANW) historical total-return data from 2021-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.