Wall Street RegretsThe regret calculator.

What if you'd held JEMA?

A $1,000 investment in JPMorgan ActiveBuilders Emerging Markets Equity ETF (JEMA) at the month-end close of 2021-03 would be worth $1,428 at the close of 2026-08 — +42.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $1,940.

$1,000 since 2021$1,428Total return+42.8%Multiple1.4×CAGR+6.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,428Gain+$428 (+42.8%)Multiple1.4×CAGR+6.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2021$1,4282022$1,4722023$1,9622024$1,7872025$1,6902026$1,253

    Every year, $1,000 from 2021

    YearValue of $1,000Year return
    2021$1,000
    2022$750-25.0%
    2023$824+9.8%
    2024$871+5.7%
    2025$1,174+34.9%
    2026$1,472+25.3%

    Best and worst month-end to buy

    The best single month-end close to have bought JEMA was 2022-10 ($27.92): $1,000 then is $2,199 today. The worst was 2026-06 ($63.88): $1,000 then is $961.

    FAQ

    What would $1,000 in JEMA be worth today?

    A $1,000 investment in JPMorgan ActiveBuilders Emerging Markets Equity ETF (JEMA) at the start of 2021 would be worth about $1,428 today, a total return of +42.8%. Dividends are reinvested in these figures.

    What were the best and worst years for JEMA?

    JPMorgan ActiveBuilders Emerging Markets Equity ETF (JEMA)'s strongest calendar year since 2021 was 2025, a +34.9% return — $1,000 held through that year became about $1,349 by year-end. Its weakest year was 2022, at -25.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in JEMA have grown?

    Investing $100 at the end of every month since 2021-03 would have grown to about $10,563 on $6,600 invested.

    Did JEMA beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $1,940. JEMA trailed the S&P 500 by +26.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    JPMorgan ActiveBuilders Emerging Markets Equity ETF (JEMA) historical total-return data from 2021-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.