What if you'd held KFFB?
A $1,000 investment in Kentucky First Federal Bancorp (KFFB) at the month-end close of 2005-03 would be worth $1,213 at the close of 2026-08 — +21.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,529.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2005
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2005 | $1,000 | — |
| 2006 | $1,026 | +2.6% |
| 2007 | $1,030 | +0.5% |
| 2008 | $1,058 | +2.7% |
| 2009 | $1,237 | +16.9% |
| 2010 | $1,086 | -12.2% |
| 2011 | $1,147 | +5.6% |
| 2012 | $977 | -14.8% |
| 2013 | $1,100 | +12.6% |
| 2014 | $1,179 | +7.2% |
| 2015 | $1,412 | +19.7% |
| 2016 | $1,423 | +0.8% |
| 2017 | $1,479 | +3.9% |
| 2018 | $1,195 | -19.2% |
| 2019 | $1,414 | +18.3% |
| 2020 | $1,226 | -13.3% |
| 2021 | $1,549 | +26.4% |
| 2022 | $1,447 | -6.6% |
| 2023 | $1,030 | -28.8% |
| 2024 | $693 | -32.7% |
| 2025 | $1,081 | +56.0% |
| 2026 | $1,272 | +17.6% |
Best and worst month-end to buy
The best single month-end close to have bought KFFB was 2025-04 ($2.45): $1,000 then is $2,233 today. The worst was 2022-06 ($7.24): $1,000 then is $756.
FAQ
What would $1,000 in KFFB be worth today?
A $1,000 investment in Kentucky First Federal Bancorp (KFFB) at the start of 2005 would be worth about $1,213 today, a total return of +21.3%. Dividends are reinvested in these figures.
What were the best and worst years for KFFB?
Kentucky First Federal Bancorp (KFFB)'s strongest calendar year since 2005 was 2025, a +56.0% return — $1,000 held through that year became about $1,560 by year-end. Its weakest year was 2024, at -32.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in KFFB have grown?
Investing $100 at the end of every month since 2005-03 would have grown to about $28,842 on $25,800 invested.
Did KFFB beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,529. KFFB trailed the S&P 500 by +81.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Kentucky First Federal Bancorp (KFFB) historical total-return data from 2005-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.