Wall Street RegretsThe regret calculator.

What if you'd held KRE?

A $1,000 investment in State Street SPDR S&P Regional Banking ETF (KRE) at the month-end close of 2006-06 would be worth $2,532 at the close of 2026-08 — +153.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,068.

$1,000 since 2006$2,532Total return+153.2%Multiple2.5×CAGR+4.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,532Gain+$1,532 (+153.2%)Multiple2.5×CAGR+4.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2006$2,5322007$2,4042008$3,0802009$3,7822010$4,8422011$4,0152012$4,2692013$3,6512014$2,4752015$2,4302016$2,3182017$1,7172018$1,5982019$1,9732020$1,5482021$1,6722022$1,2002023$1,4132024$1,5302025$1,2902026$1,171

    Every year, $1,000 from 2006

    YearValue of $1,000Year return
    2006$1,000
    2007$780-22.0%
    2008$636-18.6%
    2009$496-21.9%
    2010$599+20.6%
    2011$563-5.9%
    2012$658+16.9%
    2013$971+47.5%
    2014$989+1.8%
    2015$1,037+4.8%
    2016$1,400+35.0%
    2017$1,504+7.5%
    2018$1,219-19.0%
    2019$1,553+27.4%
    2020$1,438-7.4%
    2021$2,003+39.3%
    2022$1,701-15.1%
    2023$1,571-7.6%
    2024$1,863+18.6%
    2025$2,053+10.2%
    2026$2,404+17.1%

    Best and worst month-end to buy

    The best single month-end close to have bought KRE was 2009-02 ($12.38): $1,000 then is $6,058 today. The worst was 2026-07 ($75.90): $1,000 then is $988.

    FAQ

    What would $1,000 in KRE be worth today?

    A $1,000 investment in State Street SPDR S&P Regional Banking ETF (KRE) at the start of 2006 would be worth about $2,532 today, a total return of +153.2%. Dividends are reinvested in these figures.

    What were the best and worst years for KRE?

    State Street SPDR S&P Regional Banking ETF (KRE)'s strongest calendar year since 2006 was 2013, a +47.5% return — $1,000 held through that year became about $1,475 by year-end. Its weakest year was 2007, at -22.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KRE have grown?

    Investing $100 at the end of every month since 2006-06 would have grown to about $60,852 on $24,300 invested.

    Did KRE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,068. KRE trailed the S&P 500 by +58.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR S&P Regional Banking ETF (KRE) historical total-return data from 2006-06 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.