Wall Street RegretsThe regret calculator.

What if you'd held KRNY?

A $1,000 investment in Kearny Financial (KRNY) at the month-end close of 2005-02 would be worth $1,994 at the close of 2026-08 — +99.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,404.

$1,000 since 2005$1,994Total return+99.4%Multiple2.0×CAGR+3.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,994Gain+$994 (+99.4%)Multiple2.0×CAGR+3.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2005$1,9942006$1,8312007$1,3702008$1,8202009$1,6602010$2,0712011$2,3722012$2,1032013$2,0362014$1,7072015$1,4442016$1,1322017$9162018$9712019$1,0692020$9732021$1,2302022$9512023$1,1932024$1,2792025$1,5142026$1,351

    Every year, $1,000 from 2005

    YearValue of $1,000Year return
    2005$1,000
    2006$1,337+33.7%
    2007$1,006-24.8%
    2008$1,103+9.6%
    2009$884-19.8%
    2010$772-12.7%
    2011$871+12.8%
    2012$899+3.3%
    2013$1,072+19.2%
    2014$1,268+18.3%
    2015$1,618+27.6%
    2016$1,998+23.5%
    2017$1,886-5.6%
    2018$1,713-9.2%
    2019$1,882+9.9%
    2020$1,489-20.9%
    2021$1,926+29.4%
    2022$1,534-20.3%
    2023$1,432-6.7%
    2024$1,209-15.5%
    2025$1,356+12.1%
    2026$1,831+35.1%

    Best and worst month-end to buy

    The best single month-end close to have bought KRNY was 2010-11 ($4.03): $1,000 then is $2,390 today. The worst was 2016-12 ($10.51): $1,000 then is $916.

    FAQ

    What would $1,000 in KRNY be worth today?

    A $1,000 investment in Kearny Financial (KRNY) at the start of 2005 would be worth about $1,994 today, a total return of +99.4%. Dividends are reinvested in these figures.

    What were the best and worst years for KRNY?

    Kearny Financial (KRNY)'s strongest calendar year since 2005 was 2026, a +35.1% return — $1,000 held through that year became about $1,351 by year-end. Its weakest year was 2007, at -24.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KRNY have grown?

    Investing $100 at the end of every month since 2005-02 would have grown to about $39,694 on $25,900 invested.

    Did KRNY beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,404. KRNY trailed the S&P 500 by +68.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Kearny Financial (KRNY) historical total-return data from 2005-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.