Wall Street RegretsThe regret calculator.

What if you'd held KTF?

A $1,000 investment in DWS Municipal Income Trust (KTF) at the month-end close of 1988-10 would be worth $7,858 at the close of 2026-08 — +685.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $27,630.

$1,000 since 1988$7,858Total return+685.8%Multiple7.9×CAGR+5.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$7,858Gain+$6,858 (+685.8%)Multiple7.9×CAGR+5.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$4,5542001$4,0182002$3,5662003$3,2892004$2,8012005$2,8012006$2,3492007$2,5962008$2,5742009$3,1382010$2,0272011$1,9522012$1,5052013$1,3602014$1,5212015$1,2782016$1,1892017$1,1492018$1,1952019$1,3022020$1,1282021$1,0502022$9902023$1,2962024$1,2112025$1,0652026$1,017

    Every year, $1,000 from 1988

    YearValue of $1,000Year return
    1988$1,000
    1989$1,009+0.9%
    1990$1,053+4.4%
    1991$1,248+18.5%
    1992$1,372+9.9%
    1993$1,522+11.0%
    1994$1,283-15.7%
    1995$1,717+33.8%
    1996$1,885+9.8%
    1997$2,177+15.5%
    1998$2,327+6.9%
    1999$1,726-25.9%
    2000$1,956+13.3%
    2001$2,204+12.7%
    2002$2,389+8.4%
    2003$2,805+17.4%
    2004$2,8050.0%
    2005$3,345+19.2%
    2006$3,027-9.5%
    2007$3,053+0.9%
    2008$2,504-18.0%
    2009$3,876+54.8%
    2010$4,027+3.9%
    2011$5,221+29.7%
    2012$5,779+10.7%
    2013$5,168-10.6%
    2014$6,150+19.0%
    2015$6,611+7.5%
    2016$6,841+3.5%
    2017$6,575-3.9%
    2018$6,035-8.2%
    2019$6,965+15.4%
    2020$7,487+7.5%
    2021$7,938+6.0%
    2022$6,062-23.6%
    2023$6,487+7.0%
    2024$7,381+13.8%
    2025$7,726+4.7%
    2026$7,858+1.7%

    Best and worst month-end to buy

    The best single month-end close to have bought KTF was 1989-02 ($1.05): $1,000 then is $8,457 today. The worst was 2021-07 ($9.26): $1,000 then is $959.

    FAQ

    What would $1,000 in KTF be worth today?

    A $1,000 investment in DWS Municipal Income Trust (KTF) at the start of 1988 would be worth about $7,858 today, a total return of +685.8%. Dividends are reinvested in these figures.

    What were the best and worst years for KTF?

    DWS Municipal Income Trust (KTF)'s strongest calendar year since 1988 was 2009, a +54.8% return — $1,000 held through that year became about $1,548 by year-end. Its weakest year was 1999, at -25.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in KTF have grown?

    Investing $100 at the end of every month since 1988-10 would have grown to about $135,858 on $45,500 invested.

    Did KTF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $27,630. KTF trailed the S&P 500 by +71.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    DWS Municipal Income Trust (KTF) historical total-return data from 1988-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.