Wall Street RegretsThe regret calculator.

What if you'd held LCNB?

A $1,000 investment in LCNB Corporation (LCNB) at the month-end close of 1999-10 would be worth $3,223 at the close of 2026-08 — +222.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,655.

$1,000 since 1999$3,223Total return+222.3%Multiple3.2×CAGR+4.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,223Gain+$2,223 (+222.3%)Multiple3.2×CAGR+4.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$3,4182001$6,8242002$5,6872003$4,5182004$3,0492005$2,7002006$2,7332007$2,7522008$4,1232009$4,9602010$3,9822011$3,3152012$2,9022013$2,6182014$1,9352015$2,2012016$1,9482017$1,3222018$1,4562019$1,8972020$1,4312021$1,7932022$1,2932023$1,3372024$1,4462025$1,4222026$1,239

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$501-49.9%
    2001$601+20.0%
    2002$756+25.9%
    2003$1,121+48.2%
    2004$1,266+12.9%
    2005$1,250-1.2%
    2006$1,242-0.7%
    2007$829-33.2%
    2008$689-16.9%
    2009$858+24.6%
    2010$1,031+20.1%
    2011$1,178+14.2%
    2012$1,306+10.9%
    2013$1,767+35.3%
    2014$1,553-12.1%
    2015$1,755+13.0%
    2016$2,585+47.3%
    2017$2,347-9.2%
    2018$1,801-23.3%
    2019$2,389+32.6%
    2020$1,907-20.2%
    2021$2,644+38.7%
    2022$2,556-3.3%
    2023$2,364-7.5%
    2024$2,404+1.7%
    2025$2,758+14.7%
    2026$3,418+23.9%

    Best and worst month-end to buy

    The best single month-end close to have bought LCNB was 2001-04 ($2.80): $1,000 then is $7,068 today. The worst was 2026-07 ($20.06): $1,000 then is $987.

    FAQ

    What would $1,000 in LCNB be worth today?

    A $1,000 investment in LCNB Corporation (LCNB) at the start of 1999 would be worth about $3,223 today, a total return of +222.3%. Dividends are reinvested in these figures.

    What were the best and worst years for LCNB?

    LCNB Corporation (LCNB)'s strongest calendar year since 1999 was 2003, a +48.2% return — $1,000 held through that year became about $1,482 by year-end. Its weakest year was 2000, at -49.9%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LCNB have grown?

    Investing $100 at the end of every month since 1999-10 would have grown to about $88,833 on $32,300 invested.

    Did LCNB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,655. LCNB trailed the S&P 500 by +43.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    LCNB Corporation (LCNB) historical total-return data from 1999-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.