Wall Street RegretsThe regret calculator.

What if you'd held LDEM?

A $1,000 investment in iShares ESG MSCI EM Leaders ETF (LDEM) at the month-end close of 2020-02 would be worth $1,533 at the close of 2026-08 — +53.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $2,609.

$1,000 since 2020$1,533Total return+53.3%Multiple1.5×CAGR+6.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,533Gain+$533 (+53.3%)Multiple1.5×CAGR+6.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2020$1,5332021$1,1992022$1,2232023$1,5782024$1,4822025$1,3992026$1,056

    Every year, $1,000 from 2020

    YearValue of $1,000Year return
    2020$1,000
    2021$980-2.0%
    2022$760-22.5%
    2023$809+6.5%
    2024$856+5.9%
    2025$1,135+32.5%
    2026$1,199+5.6%

    Best and worst month-end to buy

    The best single month-end close to have bought LDEM was 2020-03 ($32.26): $1,000 then is $1,887 today. The worst was 2026-02 ($62.39): $1,000 then is $976.

    FAQ

    What would $1,000 in LDEM be worth today?

    A $1,000 investment in iShares ESG MSCI EM Leaders ETF (LDEM) at the start of 2020 would be worth about $1,533 today, a total return of +53.3%. Dividends are reinvested in these figures.

    What were the best and worst years for LDEM?

    iShares ESG MSCI EM Leaders ETF (LDEM)'s strongest calendar year since 2020 was 2025, a +32.5% return — $1,000 held through that year became about $1,325 by year-end. Its weakest year was 2022, at -22.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LDEM have grown?

    Investing $100 at the end of every month since 2020-02 would have grown to about $10,533 on $7,900 invested.

    Did LDEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $2,609. LDEM trailed the S&P 500 by +41.2% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares ESG MSCI EM Leaders ETF (LDEM) historical total-return data from 2020-02 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.