Wall Street RegretsThe regret calculator.

What if you'd held LEMB?

A $1,000 investment in iShares J.P. Morgan EM Local Currency Bond (LEMB) at the month-end close of 2011-10 would be worth $1,135 at the close of 2026-08 — +13.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,150.

$1,000 since 2011$1,135Total return+13.5%Multiple1.1×CAGR+0.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,135Gain+$135 (+13.5%)Multiple1.1×CAGR+0.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2011$1,1352012$1,1562013$1,0402014$1,1152015$1,1482016$1,3072017$1,2292018$1,0932019$1,1422020$1,0732021$1,0412022$1,1552023$1,2942024$1,2072025$1,2282026$1,041

    Every year, $1,000 from 2011

    YearValue of $1,000Year return
    2011$1,000
    2012$1,112+11.2%
    2013$1,037-6.7%
    2014$1,007-2.9%
    2015$885-12.1%
    2016$941+6.3%
    2017$1,058+12.5%
    2018$1,013-4.3%
    2019$1,078+6.4%
    2020$1,111+3.1%
    2021$1,001-9.9%
    2022$893-10.7%
    2023$958+7.2%
    2024$941-1.7%
    2025$1,111+18.0%
    2026$1,156+4.1%

    Best and worst month-end to buy

    The best single month-end close to have bought LEMB was 2022-10 ($30.77): $1,000 then is $1,406 today. The worst was 2026-08 ($43.26): $1,000 then is $1,000.

    FAQ

    What would $1,000 in LEMB be worth today?

    A $1,000 investment in iShares J.P. Morgan EM Local Currency Bond (LEMB) at the start of 2011 would be worth about $1,135 today, a total return of +13.5%. Dividends are reinvested in these figures.

    What were the best and worst years for LEMB?

    iShares J.P. Morgan EM Local Currency Bond (LEMB)'s strongest calendar year since 2011 was 2025, a +18.0% return — $1,000 held through that year became about $1,180 by year-end. Its weakest year was 2015, at -12.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LEMB have grown?

    Investing $100 at the end of every month since 2011-10 would have grown to about $20,614 on $17,900 invested.

    Did LEMB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,150. LEMB trailed the S&P 500 by +81.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares J.P. Morgan EM Local Currency Bond (LEMB) historical total-return data from 2011-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.