Wall Street RegretsThe regret calculator.

What if you'd held LKFN?

A $1,000 investment in Lakeland Financial Corporation (LKFN) at the month-end close of 1997-08 would be worth $16,686 at the close of 2026-08 — +1568.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $8,569.

$1,000 since 1997$16,686Total return+1568.6%Multiple16.7×CAGR+10.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$16,686Gain+$15,686 (+1568.6%)Multiple16.7×CAGR+10.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$24,8222001$28,4692002$19,4402003$14,1672004$9,1712005$7,9672006$7,6522007$5,9242008$7,0672009$6,0192010$8,0632011$6,2702012$5,0612013$4,9042014$3,1882015$2,7992016$2,5532017$1,6372018$1,5692019$1,8552020$1,4842021$1,3192022$8632023$9282024$1,0072025$9262026$1,080

    Every year, $1,000 from 1997

    YearValue of $1,000Year return
    1997$1,000
    1998$776-22.4%
    1999$639-17.7%
    2000$557-12.8%
    2001$815+46.4%
    2002$1,119+37.2%
    2003$1,728+54.5%
    2004$1,989+15.1%
    2005$2,071+4.1%
    2006$2,675+29.2%
    2007$2,243-16.2%
    2008$2,633+17.4%
    2009$1,966-25.4%
    2010$2,528+28.6%
    2011$3,132+23.9%
    2012$3,232+3.2%
    2013$4,971+53.8%
    2014$5,662+13.9%
    2015$6,208+9.6%
    2016$9,681+55.9%
    2017$10,100+4.3%
    2018$8,544-15.4%
    2019$10,678+25.0%
    2020$12,018+12.6%
    2021$18,356+52.7%
    2022$17,071-7.0%
    2023$15,744-7.8%
    2024$17,111+8.7%
    2025$14,673-14.2%
    2026$15,850+8.0%

    Best and worst month-end to buy

    The best single month-end close to have bought LKFN was 2000-09 ($1.76): $1,000 then is $34,131 today. The worst was 2022-10 ($73.28): $1,000 then is $820.

    FAQ

    What would $1,000 in LKFN be worth today?

    A $1,000 investment in Lakeland Financial Corporation (LKFN) at the start of 1997 would be worth about $16,686 today, a total return of +1568.6%. Dividends are reinvested in these figures.

    What were the best and worst years for LKFN?

    Lakeland Financial Corporation (LKFN)'s strongest calendar year since 1997 was 2016, a +55.9% return — $1,000 held through that year became about $1,559 by year-end. Its weakest year was 2009, at -25.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LKFN have grown?

    Investing $100 at the end of every month since 1997-08 would have grown to about $251,045 on $34,900 invested.

    Did LKFN beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $8,569. LKFN beat the S&P 500 by +94.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Lakeland Financial Corporation (LKFN) historical total-return data from 1997-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.