Wall Street RegretsThe regret calculator.

What if you'd held LOCO?

A $1,000 investment in El Pollo Loco Holdings, Inc. (LOCO) at the month-end close of 2014-07 would be worth $457 at the close of 2026-08 — -54.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,992.

$1,000 since 2014$457Total return-54.3%Multiple0.46×CAGR-6.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$457Gain+$-543 (-54.3%)Multiple0.5×CAGR-6.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2014$4572015$8862016$1,4012017$1,4392018$1,7892019$1,1672020$1,1692021$9782022$1,2472023$1,5392024$1,7382025$1,3282026$1,466

    Every year, $1,000 from 2014

    YearValue of $1,000Year return
    2014$1,000
    2015$632-36.8%
    2016$616-2.7%
    2017$495-19.5%
    2018$760+53.3%
    2019$758-0.2%
    2020$906+19.6%
    2021$710-21.6%
    2022$576-19.0%
    2023$510-11.4%
    2024$667+30.8%
    2025$605-9.4%
    2026$886+46.6%

    Best and worst month-end to buy

    The best single month-end close to have bought LOCO was 2020-03 ($7.32): $1,000 then is $2,094 today. The worst was 2014-07 ($33.56): $1,000 then is $457.

    FAQ

    What would $1,000 in LOCO be worth today?

    A $1,000 investment in El Pollo Loco Holdings, Inc. (LOCO) at the start of 2014 would be worth about $457 today, a total return of -54.3%. Dividends are reinvested in these figures.

    What were the best and worst years for LOCO?

    El Pollo Loco Holdings, Inc. (LOCO)'s strongest calendar year since 2014 was 2018, a +53.3% return — $1,000 held through that year became about $1,533 by year-end. Its weakest year was 2015, at -36.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in LOCO have grown?

    Investing $100 at the end of every month since 2014-07 would have grown to about $19,682 on $14,600 invested.

    Did LOCO beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,992. LOCO trailed the S&P 500 by +88.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    El Pollo Loco Holdings, Inc. (LOCO) historical total-return data from 2014-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.