What if you'd held LSBK?
A $1,000 investment in Lake Shore Bancorp, Inc. (LSBK) at the month-end close of 2006-04 would be worth $3,756 at the close of 2026-08 — +275.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,881.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2006
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2006 | $1,000 | — |
| 2007 | $693 | -30.7% |
| 2008 | $576 | -16.8% |
| 2009 | $664 | +15.3% |
| 2010 | $804 | +21.1% |
| 2011 | $856 | +6.5% |
| 2012 | $946 | +10.5% |
| 2013 | $1,149 | +21.4% |
| 2014 | $1,307 | +13.7% |
| 2015 | $1,318 | +0.8% |
| 2016 | $1,634 | +24.0% |
| 2017 | $1,758 | +7.6% |
| 2018 | $1,582 | -10.0% |
| 2019 | $1,659 | +4.9% |
| 2020 | $1,465 | -11.7% |
| 2021 | $1,740 | +18.8% |
| 2022 | $1,478 | -15.1% |
| 2023 | $1,434 | -2.9% |
| 2024 | $1,756 | +22.4% |
| 2025 | $2,601 | +48.2% |
| 2026 | $3,095 | +19.0% |
Best and worst month-end to buy
The best single month-end close to have bought LSBK was 2009-02 ($3.15): $1,000 then is $5,473 today. The worst was 2026-06 ($17.81): $1,000 then is $968.
FAQ
What would $1,000 in LSBK be worth today?
A $1,000 investment in Lake Shore Bancorp, Inc. (LSBK) at the start of 2006 would be worth about $3,756 today, a total return of +275.6%. Dividends are reinvested in these figures.
What were the best and worst years for LSBK?
Lake Shore Bancorp, Inc. (LSBK)'s strongest calendar year since 2006 was 2025, a +48.2% return — $1,000 held through that year became about $1,482 by year-end. Its weakest year was 2007, at -30.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in LSBK have grown?
Investing $100 at the end of every month since 2006-04 would have grown to about $65,817 on $24,500 invested.
Did LSBK beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $5,881. LSBK trailed the S&P 500 by +36.1% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Lake Shore Bancorp, Inc. (LSBK) historical total-return data from 2006-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.