What if you'd held LYG?
A $1,000 investment in Lloyds Banking Group Plc (LYG) at the month-end close of 2001-11 would be worth $651 at the close of 2026-08 — -34.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,765.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $670 | -33.0% |
| 2003 | $840 | +25.3% |
| 2004 | $1,030 | +22.6% |
| 2005 | $992 | -3.7% |
| 2006 | $1,419 | +43.0% |
| 2007 | $1,254 | -11.6% |
| 2008 | $281 | -77.6% |
| 2009 | $205 | -26.9% |
| 2010 | $258 | +25.7% |
| 2011 | $98.71 | -61.8% |
| 2012 | $201 | +103.7% |
| 2013 | $334 | +66.3% |
| 2014 | $292 | -12.8% |
| 2015 | $279 | -4.2% |
| 2016 | $208 | -25.6% |
| 2017 | $264 | +26.9% |
| 2018 | $189 | -28.3% |
| 2019 | $258 | +36.9% |
| 2020 | $153 | -40.8% |
| 2021 | $205 | +33.8% |
| 2022 | $185 | -9.4% |
| 2023 | $213 | +14.7% |
| 2024 | $256 | +20.3% |
| 2025 | $522 | +103.8% |
| 2026 | $607 | +16.4% |
Best and worst month-end to buy
The best single month-end close to have bought LYG was 2011-11 ($0.95): $1,000 then is $6,233 today. The worst was 2007-10 ($14.90): $1,000 then is $399.
FAQ
What would $1,000 in LYG be worth today?
A $1,000 investment in Lloyds Banking Group Plc (LYG) at the start of 2001 would be worth about $651 today, a total return of -34.9%. Dividends are reinvested in these figures.
What were the best and worst years for LYG?
Lloyds Banking Group Plc (LYG)'s strongest calendar year since 2001 was 2025, a +103.8% return — $1,000 held through that year became about $2,038 by year-end. Its weakest year was 2008, at -77.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in LYG have grown?
Investing $100 at the end of every month since 2001-11 would have grown to about $65,400 on $29,800 invested.
Did LYG beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,765. LYG trailed the S&P 500 by +90.4% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Lloyds Banking Group Plc (LYG) historical total-return data from 2001-11 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.