What if you'd held MDY?
A $1,000 investment in State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) at the month-end close of 1995-05 would be worth $27,789 at the close of 2026-08 — +2678.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $14,451.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1995
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1995 | $1,000 | — |
| 1996 | $1,155 | +15.5% |
| 1997 | $1,514 | +31.2% |
| 1998 | $1,774 | +17.2% |
| 1999 | $2,049 | +15.5% |
| 2000 | $2,404 | +17.3% |
| 2001 | $2,384 | -0.8% |
| 2002 | $2,037 | -14.5% |
| 2003 | $2,756 | +35.3% |
| 2004 | $3,194 | +15.9% |
| 2005 | $3,595 | +12.5% |
| 2006 | $3,953 | +10.0% |
| 2007 | $4,239 | +7.2% |
| 2008 | $2,694 | -36.4% |
| 2009 | $3,707 | +37.6% |
| 2010 | $4,680 | +26.3% |
| 2011 | $4,581 | -2.1% |
| 2012 | $5,397 | +17.8% |
| 2013 | $7,181 | +33.1% |
| 2014 | $7,856 | +9.4% |
| 2015 | $7,659 | -2.5% |
| 2016 | $9,226 | +20.5% |
| 2017 | $10,696 | +15.9% |
| 2018 | $9,489 | -11.3% |
| 2019 | $11,935 | +25.8% |
| 2020 | $13,547 | +13.5% |
| 2021 | $16,826 | +24.2% |
| 2022 | $14,591 | -13.3% |
| 2023 | $16,936 | +16.1% |
| 2024 | $19,245 | +13.6% |
| 2025 | $20,629 | +7.2% |
| 2026 | $24,141 | +17.0% |
Best and worst month-end to buy
The best single month-end close to have bought MDY was 1995-05 ($25.28): $1,000 then is $27,789 today. The worst was 2026-06 ($703): $1,000 then is $999.
FAQ
What would $1,000 in MDY be worth today?
A $1,000 investment in State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) at the start of 1995 would be worth about $27,789 today, a total return of +2678.9%. Dividends are reinvested in these figures.
What were the best and worst years for MDY?
State Street SPDR S&P MIDCAP 400 ETF Trust (MDY)'s strongest calendar year since 1995 was 2009, a +37.6% return — $1,000 held through that year became about $1,376 by year-end. Its weakest year was 2008, at -36.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in MDY have grown?
Investing $100 at the end of every month since 1995-05 would have grown to about $259,945 on $37,600 invested.
Did MDY beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $14,451. MDY beat the S&P 500 by +92.3% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
State Street SPDR S&P MIDCAP 400 ETF Trust (MDY) historical total-return data from 1995-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.