Wall Street RegretsThe regret calculator.

What if you'd held MOAT?

A $1,000 investment in VanEck Morningstar Wide Moat ETF (MOAT) at the month-end close of 2012-04 would be worth $6,553 at the close of 2026-08 — +555.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,514.

$1,000 since 2012$6,553Total return+555.3%Multiple6.6×CAGR+14.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$6,553Gain+$5,553 (+555.3%)Multiple6.6×CAGR+14.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$6,5532013$6,0852014$4,6492015$4,2572016$4,4782017$3,6742018$2,9832019$3,0212020$2,2412021$1,9522022$1,5732023$1,8212024$1,3812025$1,2472026$1,102

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,309+30.9%
    2014$1,429+9.2%
    2015$1,359-4.9%
    2016$1,656+21.9%
    2017$2,040+23.2%
    2018$2,014-1.3%
    2019$2,715+34.8%
    2020$3,117+14.8%
    2021$3,869+24.1%
    2022$3,341-13.7%
    2023$4,406+31.9%
    2024$4,879+10.7%
    2025$5,523+13.2%
    2026$6,085+10.2%

    Best and worst month-end to buy

    The best single month-end close to have bought MOAT was 2012-05 ($15.85): $1,000 then is $7,198 today. The worst was 2026-08 ($114): $1,000 then is $1,000.

    FAQ

    What would $1,000 in MOAT be worth today?

    A $1,000 investment in VanEck Morningstar Wide Moat ETF (MOAT) at the start of 2012 would be worth about $6,553 today, a total return of +555.3%. Dividends are reinvested in these figures.

    What were the best and worst years for MOAT?

    VanEck Morningstar Wide Moat ETF (MOAT)'s strongest calendar year since 2012 was 2019, a +34.8% return — $1,000 held through that year became about $1,348 by year-end. Its weakest year was 2022, at -13.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MOAT have grown?

    Investing $100 at the end of every month since 2012-04 would have grown to about $50,658 on $17,300 invested.

    Did MOAT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,514. MOAT beat the S&P 500 by +18.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Morningstar Wide Moat ETF (MOAT) historical total-return data from 2012-04 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.