What if you'd held MSBI?
A $1,000 investment in Midland States Bancorp, Inc. (MSBI) at the month-end close of 2016-05 would be worth $2,288 at the close of 2026-08 — +128.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,676.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2016
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2016 | $1,000 | — |
| 2017 | $920 | -8.0% |
| 2018 | $651 | -29.2% |
| 2019 | $877 | +34.6% |
| 2020 | $575 | -34.4% |
| 2021 | $835 | +45.2% |
| 2022 | $936 | +12.0% |
| 2023 | $1,021 | +9.1% |
| 2024 | $952 | -6.8% |
| 2025 | $887 | -6.8% |
| 2026 | $1,403 | +58.1% |
Best and worst month-end to buy
The best single month-end close to have bought MSBI was 2020-09 ($9.39): $1,000 then is $3,441 today. The worst was 2026-07 ($32.95): $1,000 then is $981.
FAQ
What would $1,000 in MSBI be worth today?
A $1,000 investment in Midland States Bancorp, Inc. (MSBI) at the start of 2016 would be worth about $2,288 today, a total return of +128.8%. Dividends are reinvested in these figures.
What were the best and worst years for MSBI?
Midland States Bancorp, Inc. (MSBI)'s strongest calendar year since 2016 was 2026, a +58.1% return — $1,000 held through that year became about $1,581 by year-end. Its weakest year was 2020, at -34.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in MSBI have grown?
Investing $100 at the end of every month since 2016-05 would have grown to about $21,996 on $12,400 invested.
Did MSBI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $3,676. MSBI trailed the S&P 500 by +37.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Midland States Bancorp, Inc. (MSBI) historical total-return data from 2016-05 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.