Wall Street RegretsThe regret calculator.

What if you'd held MUB?

A $1,000 investment in iShares National Muni Bond ETF (MUB) at the month-end close of 2007-09 would be worth $1,773 at the close of 2026-08 — +77.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,049.

$1,000 since 2007$1,773Total return+77.3%Multiple1.8×CAGR+3.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,773Gain+$773 (+77.3%)Multiple1.8×CAGR+3.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1,7732008$1,7312009$1,7112010$1,5992011$1,5972012$1,4132013$1,3472014$1,3952015$1,2752016$1,2402017$1,2422018$1,1862019$1,1752020$1,0972021$1,0442022$1,0332023$1,1152024$1,0562025$1,0432026$1,005

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$1,012+1.2%
    2009$1,083+7.1%
    2010$1,084+0.1%
    2011$1,225+13.0%
    2012$1,286+4.9%
    2013$1,241-3.4%
    2014$1,357+9.4%
    2015$1,397+2.9%
    2016$1,394-0.2%
    2017$1,460+4.7%
    2018$1,474+0.9%
    2019$1,578+7.1%
    2020$1,659+5.1%
    2021$1,676+1.0%
    2022$1,553-7.3%
    2023$1,639+5.6%
    2024$1,660+1.3%
    2025$1,722+3.8%
    2026$1,731+0.5%

    Best and worst month-end to buy

    The best single month-end close to have bought MUB was 2008-02 ($58.36): $1,000 then is $1,811 today. The worst was 2026-02 ($107): $1,000 then is $986.

    FAQ

    What would $1,000 in MUB be worth today?

    A $1,000 investment in iShares National Muni Bond ETF (MUB) at the start of 2007 would be worth about $1,773 today, a total return of +77.3%. Dividends are reinvested in these figures.

    What were the best and worst years for MUB?

    iShares National Muni Bond ETF (MUB)'s strongest calendar year since 2007 was 2011, a +13.0% return — $1,000 held through that year became about $1,130 by year-end. Its weakest year was 2022, at -7.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MUB have grown?

    Investing $100 at the end of every month since 2007-09 would have grown to about $28,997 on $22,800 invested.

    Did MUB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,049. MUB trailed the S&P 500 by +64.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    iShares National Muni Bond ETF (MUB) historical total-return data from 2007-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.