Wall Street RegretsThe regret calculator.

What if you'd held MUNI?

A $1,000 investment in PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) at the month-end close of 2009-12 would be worth $1,551 at the close of 2026-08 — +55.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,912.

$1,000 since 2009$1,551Total return+55.1%Multiple1.6×CAGR+2.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,551Gain+$551 (+55.1%)Multiple1.6×CAGR+2.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$1,5512010$1,5512011$1,4952012$1,3842013$1,3262014$1,3622015$1,2852016$1,2522017$1,2652018$1,2072019$1,1942020$1,1152021$1,0642022$1,0572023$1,1322024$1,0672025$1,0522026$1,005

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,037+3.7%
    2011$1,121+8.0%
    2012$1,170+4.4%
    2013$1,139-2.6%
    2014$1,208+6.0%
    2015$1,239+2.6%
    2016$1,226-1.1%
    2017$1,286+4.9%
    2018$1,299+1.0%
    2019$1,391+7.1%
    2020$1,458+4.8%
    2021$1,468+0.7%
    2022$1,371-6.6%
    2023$1,454+6.1%
    2024$1,475+1.4%
    2025$1,544+4.7%
    2026$1,551+0.5%

    Best and worst month-end to buy

    The best single month-end close to have bought MUNI was 2009-12 ($33.39): $1,000 then is $1,551 today. The worst was 2026-02 ($52.61): $1,000 then is $985.

    FAQ

    What would $1,000 in MUNI be worth today?

    A $1,000 investment in PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) at the start of 2009 would be worth about $1,551 today, a total return of +55.1%. Dividends are reinvested in these figures.

    What were the best and worst years for MUNI?

    PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI)'s strongest calendar year since 2009 was 2011, a +8.0% return — $1,000 held through that year became about $1,080 by year-end. Its weakest year was 2022, at -6.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in MUNI have grown?

    Investing $100 at the end of every month since 2009-12 would have grown to about $24,384 on $20,100 invested.

    Did MUNI beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,912. MUNI trailed the S&P 500 by +77.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund (MUNI) historical total-return data from 2009-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.