What if you'd held NAVI?
A $1,000 investment in Navient Corporation (NAVI) at the month-end close of 2014-04 would be worth $990 at the close of 2026-08 — -1.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,091.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2014
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2014 | $1,000 | — |
| 2015 | $552 | -44.8% |
| 2016 | $831 | +50.5% |
| 2017 | $706 | -15.1% |
| 2018 | $491 | -30.5% |
| 2019 | $800 | +63.0% |
| 2020 | $616 | -23.1% |
| 2021 | $1,379 | +124.0% |
| 2022 | $1,112 | -19.4% |
| 2023 | $1,308 | +17.6% |
| 2024 | $973 | -25.6% |
| 2025 | $998 | +2.6% |
| 2026 | $739 | -25.9% |
Best and worst month-end to buy
The best single month-end close to have bought NAVI was 2020-06 ($5.32): $1,000 then is $1,739 today. The worst was 2021-08 ($18.58): $1,000 then is $498.
FAQ
What would $1,000 in NAVI be worth today?
A $1,000 investment in Navient Corporation (NAVI) at the start of 2014 would be worth about $990 today, a total return of -1.0%. Dividends are reinvested in these figures.
What were the best and worst years for NAVI?
Navient Corporation (NAVI)'s strongest calendar year since 2014 was 2021, a +124.0% return — $1,000 held through that year became about $2,240 by year-end. Its weakest year was 2015, at -44.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in NAVI have grown?
Investing $100 at the end of every month since 2014-04 would have grown to about $13,746 on $14,900 invested.
Did NAVI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $4,091. NAVI trailed the S&P 500 by +75.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Navient Corporation (NAVI) historical total-return data from 2014-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.