Wall Street RegretsThe regret calculator.

What if you'd held NCV?

A $1,000 investment in Virtus Convertible & Income Fund Common Shares of Beneficial Interest (NCV) at the month-end close of 2003-03 would be worth $4,375 at the close of 2026-08 — +337.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $9,088.

$1,000 since 2003$4,375Total return+337.5%Multiple4.4×CAGR+6.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,375Gain+$3,375 (+337.5%)Multiple4.4×CAGR+6.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$4,3752004$3,6842005$3,1882006$3,3472007$2,7362008$3,2812009$7,7062010$3,1642011$2,5192012$2,7012013$2,3332014$1,8632015$1,7252016$2,5892017$1,9702018$1,5982019$1,9312020$1,5562021$1,3912022$1,2562023$1,9002024$1,6872025$1,4512026$1,184

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,156+15.6%
    2005$1,101-4.7%
    2006$1,346+22.3%
    2007$1,123-16.6%
    2008$478-57.4%
    2009$1,164+143.6%
    2010$1,463+25.6%
    2011$1,364-6.7%
    2012$1,579+15.8%
    2013$1,978+25.3%
    2014$2,136+8.0%
    2015$1,423-33.4%
    2016$1,871+31.4%
    2017$2,305+23.2%
    2018$1,908-17.2%
    2019$2,368+24.1%
    2020$2,649+11.9%
    2021$2,934+10.8%
    2022$1,939-33.9%
    2023$2,184+12.7%
    2024$2,539+16.3%
    2025$3,112+22.5%
    2026$3,684+18.4%

    Best and worst month-end to buy

    The best single month-end close to have bought NCV was 2008-11 ($1.64): $1,000 then is $10,244 today. The worst was 2026-06 ($17.32): $1,000 then is $970.

    FAQ

    What would $1,000 in NCV be worth today?

    A $1,000 investment in Virtus Convertible & Income Fund Common Shares of Beneficial Interest (NCV) at the start of 2003 would be worth about $4,375 today, a total return of +337.5%. Dividends are reinvested in these figures.

    What were the best and worst years for NCV?

    Virtus Convertible & Income Fund Common Shares of Beneficial Interest (NCV)'s strongest calendar year since 2003 was 2009, a +143.6% return — $1,000 held through that year became about $2,436 by year-end. Its weakest year was 2008, at -57.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NCV have grown?

    Investing $100 at the end of every month since 2003-03 would have grown to about $67,554 on $28,200 invested.

    Did NCV beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $9,088. NCV trailed the S&P 500 by +51.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Convertible & Income Fund Common Shares of Beneficial Interest (NCV) historical total-return data from 2003-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.