Wall Street RegretsThe regret calculator.

What if you'd held NFLT?

A $1,000 investment in Virtus Newfleet Multi-Sector Bond ETF (NFLT) at the month-end close of 2015-08 would be worth $1,538 at the close of 2026-08 — +53.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,908.

$1,000 since 2015$1,538Total return+53.8%Multiple1.5×CAGR+4.0%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,538Gain+$538 (+53.8%)Multiple1.5×CAGR+4.0%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$1,5382016$1,5412017$1,4422018$1,3562019$1,3942020$1,2662021$1,1802022$1,1662023$1,2882024$1,1802025$1,1132026$1,023

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,069+6.9%
    2017$1,136+6.3%
    2018$1,106-2.7%
    2019$1,217+10.1%
    2020$1,306+7.3%
    2021$1,321+1.2%
    2022$1,196-9.5%
    2023$1,306+9.2%
    2024$1,385+6.0%
    2025$1,506+8.8%
    2026$1,541+2.3%

    Best and worst month-end to buy

    The best single month-end close to have bought NFLT was 2016-01 ($14.86): $1,000 then is $1,542 today. The worst was 2026-08 ($22.91): $1,000 then is $1,000.

    FAQ

    What would $1,000 in NFLT be worth today?

    A $1,000 investment in Virtus Newfleet Multi-Sector Bond ETF (NFLT) at the start of 2015 would be worth about $1,538 today, a total return of +53.8%. Dividends are reinvested in these figures.

    What were the best and worst years for NFLT?

    Virtus Newfleet Multi-Sector Bond ETF (NFLT)'s strongest calendar year since 2015 was 2019, a +10.1% return — $1,000 held through that year became about $1,101 by year-end. Its weakest year was 2022, at -9.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NFLT have grown?

    Investing $100 at the end of every month since 2015-08 would have grown to about $16,825 on $13,300 invested.

    Did NFLT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,908. NFLT trailed the S&P 500 by +60.7% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Newfleet Multi-Sector Bond ETF (NFLT) historical total-return data from 2015-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.