Wall Street RegretsThe regret calculator.

What if you'd held NKSH?

A $1,000 investment in National Bankshares, Inc. (NKSH) at the month-end close of 1999-12 would be worth $11,565 at the close of 2026-08 — +1056.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,246.

$1,000 since 1999$11,565Total return+1056.5%Multiple11.6×CAGR+9.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$11,565Gain+$10,565 (+1056.5%)Multiple11.6×CAGR+9.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$11,5652001$13,1532002$9,7562003$6,5252004$3,9592005$3,5402006$3,9212007$3,7062008$5,0332009$4,2312010$2,8182011$2,4482012$2,6582013$2,2062014$1,8792015$2,1992016$1,8142017$1,4352018$1,3352019$1,6222020$1,2732021$1,7472022$1,4682023$1,2522024$1,4422025$1,5462026$1,254

    Every year, $1,000 from 1999

    YearValue of $1,000Year return
    1999$1,000
    2000$879-12.1%
    2001$1,185+34.8%
    2002$1,772+49.5%
    2003$2,921+64.8%
    2004$3,267+11.8%
    2005$2,949-9.7%
    2006$3,121+5.8%
    2007$2,298-26.4%
    2008$2,733+18.9%
    2009$4,104+50.2%
    2010$4,725+15.1%
    2011$4,351-7.9%
    2012$5,242+20.5%
    2013$6,154+17.4%
    2014$5,258-14.6%
    2015$6,376+21.3%
    2016$8,056+26.3%
    2017$8,663+7.5%
    2018$7,129-17.7%
    2019$9,084+27.4%
    2020$6,618-27.1%
    2021$7,876+19.0%
    2022$9,236+17.3%
    2023$8,022-13.1%
    2024$7,480-6.8%
    2025$9,219+23.2%
    2026$11,565+25.4%

    Best and worst month-end to buy

    The best single month-end close to have bought NKSH was 2000-04 ($2.97): $1,000 then is $13,862 today. The worst was 2026-08 ($41.17): $1,000 then is $1,000.

    FAQ

    What would $1,000 in NKSH be worth today?

    A $1,000 investment in National Bankshares, Inc. (NKSH) at the start of 1999 would be worth about $11,565 today, a total return of +1056.5%. Dividends are reinvested in these figures.

    What were the best and worst years for NKSH?

    National Bankshares, Inc. (NKSH)'s strongest calendar year since 1999 was 2003, a +64.8% return — $1,000 held through that year became about $1,648 by year-end. Its weakest year was 2020, at -27.1%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NKSH have grown?

    Investing $100 at the end of every month since 1999-12 would have grown to about $110,464 on $32,100 invested.

    Did NKSH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,246. NKSH beat the S&P 500 by +120.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    National Bankshares, Inc. (NKSH) historical total-return data from 1999-12 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.