Wall Street RegretsThe regret calculator.

What if you'd held NL?

A $1,000 investment in NLI Holdings, Inc. (NL) at the month-end close of 1980-03 would be worth $3,291 at the close of 2026-08 — +229.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $75,502.

$1,000 since 1980$3,291Total return+229.1%Multiple3.3×CAGR+2.6%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,291Gain+$2,291 (+229.1%)Multiple3.3×CAGR+2.6%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$2,8942001$1,7362002$2,6292003$1,9342004$1,3992005$7042006$1,0412007$1,3542008$1,1662009$9492010$1,7102011$1,0022012$8342013$9062014$8892015$1,1562016$3,2692017$1,2202018$6982019$2,8322020$2,5422021$1,9952022$1,2442023$1,2602024$1,4572025$9402026$1,221

    Every year, $1,000 from 1980

    YearValue of $1,000Year return
    1980$1,000
    1981$520-48.0%
    1982$241-53.8%
    1983$215-10.5%
    1984$153-29.1%
    1985$191+24.9%
    1986$360+88.9%
    1987$398+10.6%
    1988$572+43.6%
    1989$756+32.3%
    1990$323-57.3%
    1991$333+3.1%
    1992$161-51.7%
    1993$157-2.6%
    1994$439+180.3%
    1995$422-3.9%
    1996$386-8.7%
    1997$483+25.3%
    1998$505+4.6%
    1999$543+7.5%
    2000$906+66.7%
    2001$598-34.0%
    2002$813+36.0%
    2003$1,124+38.2%
    2004$2,233+98.7%
    2005$1,511-32.3%
    2006$1,161-23.1%
    2007$1,348+16.1%
    2008$1,657+22.9%
    2009$919-44.5%
    2010$1,569+70.6%
    2011$1,886+20.2%
    2012$1,735-8.0%
    2013$1,769+1.9%
    2014$1,361-23.1%
    2015$481-64.6%
    2016$1,289+168.0%
    2017$2,254+74.8%
    2018$555-75.4%
    2019$619+11.4%
    2020$788+27.4%
    2021$1,264+60.4%
    2022$1,248-1.3%
    2023$1,080-13.5%
    2024$1,672+54.9%
    2025$1,288-23.0%
    2026$1,573+22.1%

    Best and worst month-end to buy

    The best single month-end close to have bought NL was 1993-06 ($0.54): $1,000 then is $12,052 today. The worst was 2011-05 ($11.18): $1,000 then is $578.

    FAQ

    What would $1,000 in NL be worth today?

    A $1,000 investment in NLI Holdings, Inc. (NL) at the start of 1980 would be worth about $3,291 today, a total return of +229.1%. Dividends are reinvested in these figures.

    What were the best and worst years for NL?

    NLI Holdings, Inc. (NL)'s strongest calendar year since 1980 was 1994, a +180.3% return — $1,000 held through that year became about $2,803 by year-end. Its weakest year was 2018, at -75.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NL have grown?

    Investing $100 at the end of every month since 1980-03 would have grown to about $164,895 on $55,800 invested.

    Did NL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $75,502. NL trailed the S&P 500 by +95.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NLI Holdings, Inc. (NL) historical total-return data from 1980-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.