Wall Street RegretsThe regret calculator.

What if you'd held NMIH?

A $1,000 investment in NMI Holdings Inc (NMIH) at the month-end close of 2013-11 would be worth $3,252 at the close of 2026-08 — +225.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,268.

$1,000 since 2013$3,252Total return+225.2%Multiple3.3×CAGR+9.7%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,252Gain+$2,252 (+225.2%)Multiple3.3×CAGR+9.7%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2013$3,2522014$3,5872015$5,0012016$6,7442017$4,2872018$2,6862019$2,5582020$1,3762021$2,0162022$2,0902023$2,1852024$1,5382025$1,2422026$1,119

    Every year, $1,000 from 2013

    YearValue of $1,000Year return
    2013$1,000
    2014$717-28.3%
    2015$532-25.8%
    2016$837+57.3%
    2017$1,335+59.6%
    2018$1,402+5.0%
    2019$2,606+85.9%
    2020$1,779-31.7%
    2021$1,716-3.5%
    2022$1,642-4.3%
    2023$2,332+42.0%
    2024$2,888+23.9%
    2025$3,204+11.0%
    2026$3,587+11.9%

    Best and worst month-end to buy

    The best single month-end close to have bought NMIH was 2016-03 ($5.05): $1,000 then is $9,042 today. The worst was 2026-08 ($45.66): $1,000 then is $1,000.

    FAQ

    What would $1,000 in NMIH be worth today?

    A $1,000 investment in NMI Holdings Inc (NMIH) at the start of 2013 would be worth about $3,252 today, a total return of +225.2%. Dividends are reinvested in these figures.

    What were the best and worst years for NMIH?

    NMI Holdings Inc (NMIH)'s strongest calendar year since 2013 was 2019, a +85.9% return — $1,000 held through that year became about $1,859 by year-end. Its weakest year was 2020, at -31.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NMIH have grown?

    Investing $100 at the end of every month since 2013-11 would have grown to about $45,416 on $15,400 invested.

    Did NMIH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,268. NMIH trailed the S&P 500 by +23.8% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NMI Holdings Inc (NMIH) historical total-return data from 2013-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.