Wall Street RegretsThe regret calculator.

What if you'd held NMZ?

A $1,000 investment in Nuveen Municipal High Income Opportunity Fund Common Stock, $0.01 par value, per share (NMZ) at the month-end close of 2003-11 would be worth $3,110 at the close of 2026-08 — +211.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,284.

$1,000 since 2003$3,110Total return+211.0%Multiple3.1×CAGR+5.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,110Gain+$2,110 (+211.0%)Multiple3.1×CAGR+5.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2003$3,1102004$3,0452005$2,8322006$2,4982007$2,1352008$2,3692009$3,6092010$2,3642011$2,4032012$2,0912013$1,6842014$1,8472015$1,5392016$1,3952017$1,4122018$1,2502019$1,3812020$1,0762021$1,0022022$9082023$1,2502024$1,2402025$1,0642026$1,046

    Every year, $1,000 from 2003

    YearValue of $1,000Year return
    2003$1,000
    2004$1,075+7.5%
    2005$1,219+13.4%
    2006$1,426+17.0%
    2007$1,285-9.9%
    2008$844-34.3%
    2009$1,288+52.7%
    2010$1,267-1.6%
    2011$1,456+14.9%
    2012$1,808+24.1%
    2013$1,649-8.8%
    2014$1,979+20.0%
    2015$2,183+10.3%
    2016$2,156-1.2%
    2017$2,435+13.0%
    2018$2,204-9.5%
    2019$2,829+28.3%
    2020$3,039+7.4%
    2021$3,354+10.4%
    2022$2,435-27.4%
    2023$2,456+0.9%
    2024$2,862+16.5%
    2025$2,910+1.7%
    2026$3,045+4.6%

    Best and worst month-end to buy

    The best single month-end close to have bought NMZ was 2008-12 ($2.81): $1,000 then is $3,609 today. The worst was 2021-12 ($11.17): $1,000 then is $908.

    FAQ

    What would $1,000 in NMZ be worth today?

    A $1,000 investment in Nuveen Municipal High Income Opportunity Fund Common Stock, $0.01 par value, per share (NMZ) at the start of 2003 would be worth about $3,110 today, a total return of +211.0%. Dividends are reinvested in these figures.

    What were the best and worst years for NMZ?

    Nuveen Municipal High Income Opportunity Fund Common Stock, $0.01 par value, per share (NMZ)'s strongest calendar year since 2003 was 2009, a +52.7% return — $1,000 held through that year became about $1,527 by year-end. Its weakest year was 2008, at -34.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NMZ have grown?

    Investing $100 at the end of every month since 2003-11 would have grown to about $47,534 on $27,400 invested.

    Did NMZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,284. NMZ trailed the S&P 500 by +57.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Nuveen Municipal High Income Opportunity Fund Common Stock, $0.01 par value, per share (NMZ) historical total-return data from 2003-11 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.