Wall Street RegretsThe regret calculator.

What if you'd held NODK?

A $1,000 investment in NI Holdings, Inc. (NODK) at the month-end close of 2017-03 would be worth $1,009 at the close of 2026-08 — +0.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,262.

$1,000 since 2017$1,009Total return+0.9%Multiple1.0×CAGR+0.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,009Gain+$8.71 (+0.9%)Multiple1.0×CAGR+0.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2017$1,0092018$8872019$9572020$8762021$9172022$7962023$1,1352024$1,1592025$9592026$1,132

    Every year, $1,000 from 2017

    YearValue of $1,000Year return
    2017$1,000
    2018$926-7.4%
    2019$1,013+9.3%
    2020$967-4.5%
    2021$1,114+15.2%
    2022$782-29.8%
    2023$765-2.1%
    2024$925+20.9%
    2025$783-15.3%
    2026$887+13.2%

    Best and worst month-end to buy

    The best single month-end close to have bought NODK was 2025-04 ($12.50): $1,000 then is $1,205 today. The worst was 2021-10 ($19.88): $1,000 then is $758.

    FAQ

    What would $1,000 in NODK be worth today?

    A $1,000 investment in NI Holdings, Inc. (NODK) at the start of 2017 would be worth about $1,009 today, a total return of +0.9%. Dividends are reinvested in these figures.

    What were the best and worst years for NODK?

    NI Holdings, Inc. (NODK)'s strongest calendar year since 2017 was 2024, a +20.9% return — $1,000 held through that year became about $1,209 by year-end. Its weakest year was 2022, at -29.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NODK have grown?

    Investing $100 at the end of every month since 2017-03 would have grown to about $11,155 on $11,400 invested.

    Did NODK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,262. NODK trailed the S&P 500 by +69.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NI Holdings, Inc. (NODK) historical total-return data from 2017-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.