Wall Street RegretsThe regret calculator.

What if you'd held NWG?

A $1,000 investment in NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares) (NWG) at the month-end close of 2007-10 would be worth $177 at the close of 2026-08 — -82.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,975.

$1,000 since 2007$177Total return-82.3%Multiple0.18×CAGR-8.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$177Gain+$-823 (-82.3%)Multiple0.2×CAGR-8.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2007$1772008$2162009$2,0482010$3,3112011$2,5222012$4,8832013$2,8812014$2,7442015$2,5642016$3,5002017$5,6132018$4,0642019$5,5122020$4,2712021$5,6822022$4,0822023$3,7042024$3,8922025$2,0232026$1,116

    Every year, $1,000 from 2007

    YearValue of $1,000Year return
    2007$1,000
    2008$106-89.4%
    2009$65.27-38.2%
    2010$85.69+31.3%
    2011$44.25-48.4%
    2012$75.01+69.5%
    2013$78.77+5.0%
    2014$84.28+7.0%
    2015$61.74-26.7%
    2016$38.50-37.6%
    2017$53.18+38.1%
    2018$39.21-26.3%
    2019$50.59+29.0%
    2020$38.03-24.8%
    2021$52.94+39.2%
    2022$58.34+10.2%
    2023$55.52-4.8%
    2024$107+92.4%
    2025$194+81.3%
    2026$216+11.6%

    Best and worst month-end to buy

    The best single month-end close to have bought NWG was 2020-09 ($1.93): $1,000 then is $9,539 today. The worst was 2007-10 ($104): $1,000 then is $177.

    FAQ

    What would $1,000 in NWG be worth today?

    A $1,000 investment in NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares) (NWG) at the start of 2007 would be worth about $177 today, a total return of -82.3%. Dividends are reinvested in these figures.

    What were the best and worst years for NWG?

    NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares) (NWG)'s strongest calendar year since 2007 was 2024, a +92.4% return — $1,000 held through that year became about $1,924 by year-end. Its weakest year was 2008, at -89.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NWG have grown?

    Investing $100 at the end of every month since 2007-10 would have grown to about $80,371 on $22,700 invested.

    Did NWG beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,975. NWG trailed the S&P 500 by +96.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    NatWest Group plc American Depositary Shares, (each representing two (2) Ordinary Shares) (NWG) historical total-return data from 2007-10 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.