What if you'd held NZF?
A $1,000 investment in Nuveen Municipal Credit Income Fund (NZF) at the month-end close of 2001-10 would be worth $3,739 at the close of 2026-08 — +273.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,273.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $1,070 | +7.0% |
| 2003 | $1,200 | +12.1% |
| 2004 | $1,277 | +6.4% |
| 2005 | $1,433 | +12.3% |
| 2006 | $1,647 | +14.9% |
| 2007 | $1,460 | -11.3% |
| 2008 | $1,150 | -21.2% |
| 2009 | $1,663 | +44.6% |
| 2010 | $1,760 | +5.8% |
| 2011 | $2,100 | +19.3% |
| 2012 | $2,290 | +9.0% |
| 2013 | $1,977 | -13.7% |
| 2014 | $2,330 | +17.9% |
| 2015 | $2,573 | +10.4% |
| 2016 | $2,687 | +4.4% |
| 2017 | $3,077 | +14.5% |
| 2018 | $2,867 | -6.8% |
| 2019 | $3,680 | +28.4% |
| 2020 | $3,810 | +3.5% |
| 2021 | $4,237 | +11.2% |
| 2022 | $3,157 | -25.5% |
| 2023 | $3,237 | +2.5% |
| 2024 | $3,563 | +10.1% |
| 2025 | $3,987 | +11.9% |
| 2026 | $4,113 | +3.2% |
Best and worst month-end to buy
The best single month-end close to have bought NZF was 2002-03 ($2.99): $1,000 then is $4,127 today. The worst was 2021-07 ($12.75): $1,000 then is $968.
FAQ
What would $1,000 in NZF be worth today?
A $1,000 investment in Nuveen Municipal Credit Income Fund (NZF) at the start of 2001 would be worth about $3,739 today, a total return of +273.9%. Dividends are reinvested in these figures.
What were the best and worst years for NZF?
Nuveen Municipal Credit Income Fund (NZF)'s strongest calendar year since 2001 was 2009, a +44.6% return — $1,000 held through that year became about $1,446 by year-end. Its weakest year was 2022, at -25.5%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in NZF have grown?
Investing $100 at the end of every month since 2001-10 would have grown to about $61,006 on $29,900 invested.
Did NZF beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $7,273. NZF trailed the S&P 500 by +48.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Nuveen Municipal Credit Income Fund (NZF) historical total-return data from 2001-10 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.